24929 Ralph Cir, Astor, FL 32102 Property Records

Lake County property record for 24929 Ralph Cir, Astor, FL 32102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1969
Lot Size	0.271 acres (11,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jul 2004)
Tax Bill	$2,924 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`30-15-28-0300-000-02800`

Property Details

APN / Parcel Number

Primary APN	`30-15-28-0300-000-02800`
Alternative APNs	`281530030000002800` `1328578`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,230 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,792 sqft (0.271 acres)
View / Lot	Lake Front
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	470 sqft
Deck Area	Deck Area
Patio Area	90 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1328578
Street Address	24929 RALPH CIR
City	ASTOR
State	FL
Zip	32102-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	HOLIDAY HAVEN CAMPSITES THAT PART OF LOTS 27 28 29 LYING E OF A LINE BEGINNING 10 FT E OF NE COR OF LOT 27 RUNNING SWLY TO PT 10 FT W OF SW COR OF LOT 28 & W OF A LINE BEGIN- NING 20 FT W OF NE COR OF LOT 28 RUNNING SWLY TO PT 20 FT E OF SE COR OF LO
Legal Range	28E
Legal Township	15S
Legal Section	30
Legal Subdivision	HOLIDAY HAVEN CAMPSITES
Legal Tract	0300
Legal Lot Number	27
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2014
Census Tract	30102

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24929 RALPH CIR, ASTOR, FL 32102-2657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2004 · Amount on Record
Deed Sale	Jul 13, 2004 · Amount on Record
Prior Sale	Nov 16, 2001 · Amount on Record
Deed Document Number	200493256
Deed Book / Page	2613 / 388
Prior Transfer Date	Jun 15, 2004
Prior Transfer Doc	0026130386
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	24929 RALPH CIR, ASTOR, FL 32102-2657
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24929 RALPH CIR, ASTOR, FL 32102-2657

Mortgage

Document Number	0062271504
Date	Oct 17, 2023
Book Page	6227/1504
Instrument	2023127404

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	24929 RALPH CIR, ASTOR, FL 32102-2657
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24929 RALPH CIR, ASTOR, FL 32102-2657

Mortgage

Document Number	0059210003
Date	Mar 21, 2022
Book Page	5921/3
Instrument	2022039305

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,820 (+2.9%)	$271,314 (-) Land $165,000 Building $106,314
2025		$203,910 (+5.98%) Land $165,000 Building $38,910	$271,314 (+1.36%) Land $165,000 Building $106,314
2024	$2,924.00 (+10.88%)
2023	$2,637.00 (+7.46%) Homeowner's exemption Additional exemption filed	$192,400 (+3%)	$267,671 (+18.88%) Land $165,000 Building $102,671
2022	$2,454.00 Homeowner's exemption Additional exemption filed	$186,803	$225,163 Land $145,000 Building $80,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	133 (1993–2024)
Claims Outside the SFHA	1 of 133
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Ian, Oct 2022 · 20 claims Hurricane Irma, Sep 2017 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN'S RIVER UTILITY INC private · serves 2,498 people · EPA ID FL3350044
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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