24923 Rio Verde Dr, Ramona, CA 92065 Property Records

San Diego County property record for 24923 Rio Verde Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,444 sqft · built 1990
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Mar 2003)
Tax Bill	$7,490 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288-575-03-00`

Property Details

APN / Parcel Number

Primary APN	`288-575-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,444 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24923 RIO VERDE DR
City	RAMONA
State	CA
Zip	92065-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 576 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	1
Legal Lot Number	576
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1012
Census Tract	20811

Owner

24923 Rio Verde Dr is owned and occupied by two individuals who bought it in March 2003.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24923 RIO VERDE DR, RAMONA, CA 92065-4930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2003 · Amount on File
Deed Sale	Mar 27, 2003 · Amount on File
Prior Sale	Jan 28, 1993 · Amount on File
Deed Document Number	2003344910
Prior Transfer Date	Jan 31, 1994
Prior Transfer Doc	0000088632
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24923 RIO VERDE DR, RAMONA, CA 92065-4930
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24923 RIO VERDE DR, RAMONA, CA 92065-4930

Mortgage

Document Number	0000299970
Date	Jul 21, 2022
Instrument	2022-0299970

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24923 RIO VERDE DR, RAMONA, CA 92065-4930
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24923 RIO VERDE DR, RAMONA, CA 92065-4930

Mortgage

Document Number	0000163517
Date	Mar 2, 2021
Instrument	2021-0163517

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 24923 Rio Verde Dr was $7,490 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,828 (+2%) Land $206,809 Building $425,019
2025	$7,490.00 Homeowner's exemption	$619,440 Land $202,754 Building $416,686
2023	$7,028.00 (-1.32%) Homeowner's exemption	$595,388 Land $194,882 Building $400,506
2022	$7,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24923 Rio Verde Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24923 Rio Verde Dr is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: San Diego Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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