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24920 Pappas Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24920 Pappas Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,662 sqft · built 1985
Lot Size0.385 acres (16,781 sqft)
Owner2 Individual Names on File
Last Sale$154,000 (Mar 1994)
Tax Bill$3,855 (2025)
Deeds & MortgagesNov 2021 Second Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288-574-13-00

Property Details

APN / Parcel Number

Primary APN288-574-13-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,662 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area16,781 sqft (0.385 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address24920 PAPPAS RD
CityRAMONA
StateCA
Zip92065-4918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 513 TR 007893
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007893
Legal Block1
Legal Lot Number513
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1008
Census Tract20811

Owner

Source: San Diego County records · APN 288-574-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address24920 PAPPAS RD, RAMONA, CA 92065-4918
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST AMERICAN TITLE INSURANCE
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
RATE RABBIT HOME LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 1994 · Amount on Record
Deed SaleMar 30, 1994 · Amount on Record
Prior SaleMay 31, 1984 · Amount on Record
Deed Document Number1994209104
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24920 PAPPAS RD, RAMONA, CA 92065-4918
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address24920 PAPPAS RD, RAMONA, CA 92065-4918

Mortgage

Document Number0000778626
DateNov 10, 2021
Instrument2021-0778626
Lender
NameFIRST AMERICAN TITLE INSURANCE
TypeInsurance Company
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24920 PAPPAS RD, RAMONA, CA 92065-4918
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address24920 PAPPAS RD, RAMONA, CA 92065-4918

Mortgage

Document Number0000617863
DateOct 13, 2020
Instrument2020-0617863
Lender
NameRATE RABBIT HOME LOANS
TypeMortgage Company
AddressSAN DIEGO, CA 92101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$281,121 (+2%) Land $91,871 Building $189,250
2025$3,855.00 (+8.81%) Homeowner's exemption$275,610 (+4.04%) Land $90,070 Building $185,540
2023$3,543.00 (-3.98%) Homeowner's exemption$264,909 Land $86,573 Building $178,336
2022$3,690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2010–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2015 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 256 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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