2492 Tamara Ln, San Marcos, CA 92069 Property Records

San Diego County property record for 2492 Tamara Ln, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,279 sqft · built 1994
Lot Size	8.1 acres (352,836 sqft)
Owner	Company Name on File
Last Sale	$1,095,000 (Jun 2011)
Tax Bill	$16,137 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`182-170-05-00`

Property Details

APN / Parcel Number

Primary APN	`182-170-05-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	5,279 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	352,836 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2492 TAMARA LN
City	SAN MARCOS
State	CA
Zip	92069-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 26-11-3W NW 1/4 OF POR
Legal Range	03W
Legal Township	11
Legal Section	26
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	19208

Owner

2492 Tamara Ln is owned by a company that acquired it in June 2011.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2492 TAMARA LN, SAN MARCOS, CA 92069-7501
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 11, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 19, 2020	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2011 · Amount on File
Deed Sale	Jun 7, 2011 · Amount on File
Deed Document Number	2011290089
Last Transfer Date	Jun 10, 2011
Transfer Doc	0000671405
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2492 TAMARA LN, SAN MARCOS, CA 92069-7501
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262384
Date	May 22, 2020
Instrument	2020-0262384

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2492 TAMARA LN, SAN MARCOS, CA 92069-7501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000364760
Date	Aug 11, 2017
Instrument	2017-0364760

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2492 TAMARA LN, SAN MARCOS, CA 92069-7501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028172
Date	Jan 25, 2019
Instrument	2019-0028172

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	2492 TAMARA LN, SAN MARCOS, CA 92069-7501
Document Number	0000262382
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2492 TAMARA LN SAN MARCOS CA 920697501, SAN MARCOS, CA 92069-7501

Mortgage

Document Number	0000262382
Date	May 22, 2020
Instrument	262382

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2492 Tamara Ln was $16,137.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,430,933 (+2%) Land $653,394 Building $777,539
2025	$16,137.00 Homeowner's exemption	$1,402,877 Land $640,583 Building $762,294
2023	$15,012.00 (+1.36%) Homeowner's exemption	$1,348,404 Land $615,709 Building $732,695
2022	$14,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2492 Tamara Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2492 Tamara Ln is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications, T-Mobile.

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