24916 S Prospect Ave, Cleveland, MO 64734 Property Records

Cass County property record for 24916 S Prospect Ave, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,800 sqft · built 1919
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$157,937 (Feb 2021)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-08-33-000-000-016.001`

Property Details

APN / Parcel Number

Primary APN	`06-08-33-000-000-016.001`
Alternative APN	`2577901`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Flooring	Carpet

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Porch	Open Frame Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2577901
Street Address	24916 S PROSPECT AVE
City	CLEVELAND
State	MO
Zip	64734-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N2 SE SE
Legal Subdivision	CLEVELAND
Jurisdiction	CASS MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1051
Census Tract	61001

Owner

Source: Cass County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24916 S PROSPECT AVE, CLEVELAND, MO 64734-8145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CREDIT UNION
Feb 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Deed Document Number	2021683732
Deed Book / Page	4633 / 47
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	4633/47
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	Sep 28, 2026
Property Address	24916 S PROSPECT AVE, CLEVELAND, MO 64734-8145
Document Number	0000791404
Book / Page	5353 / 35
Instrument Date	Sep 16, 2026
Instrument	2026791404
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24916 S PROSPECT AVE, CLEVELAND, MO 64734-8145

Mortgage

Document Number	0000791404,
Date	Sep 28, 2026
Book Page	5353/35
Instrument	2026791404

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2051

Interest

Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Feb 4, 2021
Property Address	24916 S PROSPECT AVE, CLEVELAND, MO 64734-8145
Document Number	4633/47
Book / Page	4633 / 47
Instrument Date	Jan 29, 2021
Instrument	683732
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	MCCAFFREE SHORT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24916 S PROSPECT AVE, CLEVELAND, MO 64734-8145

Mortgage

Document Number	463348
Date	Feb 4, 2021
Instrument	4633/48

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00 (+9.34%)	$22,510 (+14.96%) Land $2,190 Building $20,320	$119,750 (+14.8%) Land $12,790 Building $106,960
2024	$1,338.00 (+0.3%)
2023	$1,334.00 (+4,068.75%)	$19,580 (+13.97%) Land $2,030 Building $17,550	$104,310 (+13.78%) Land $11,940 Building $92,370
2022	$32.00	$17,180 Land $2,030 Building $15,150
2021			$91,680 Land $11,940 Building $79,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1984–2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 7 serves 4,143 people · EPA ID MO1024111
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: KC Web.

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