Santa Rosa County property record for 2491 Vale Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1996 |
| Lot Size | 0.457 acres (19,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,500 (Jul 2025) |
| Tax Bill | $2,495 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-118B0-0030 |
| Primary APN | 18-2S-26-1920-118B0-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Heated Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 1,984 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 19,950 sqft (0.457 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 182S261920118B00030 |
|---|---|
| Street Address | 2491 VALE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 3 BLK 118-B AS DES IN OR 4205 PG 694 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Block | 118-B |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10820 |
2491 Vale Dr is owned and occupied by an individual who acquired it in July 2025.
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2491 VALE DR, NAVARRE, FL 32566-8755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Nov 8, 2017 | Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on File |
| Deed Sale | Jul 22, 2025 · Amount on File |
| Prior Sale | Jul 22, 2025 · Amount on File |
| Deed Document Number | 0046391842 |
| Deed Book / Page | 4639 / 1842 |
| Last Transfer Date | Jul 23, 2025 |
| Transfer Doc | 0046401139 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 8, 2021 |
| Property Address | 2491 VALE DR, NAVARRE, FL 32566-8755 |
| Document Number | 0042050694 |
| Book / Page | 4205 / 694 |
| Map Reference | MB B PG 155 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 202174923 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,072.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2126 WILDERNESS PATH, 2126, FT WALTON BCH, FL 32547-6839 |
| Name | Verified Name |
|---|---|
| Address | 2491 VALE DR, NAVARRE, FL 32566-8755 |
| Investor | Possibly a Property Investor |
| Document Number | 0004205695 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 4205/695 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 8, 2017 |
| Property Address | 2491 VALE DR, NAVARRE, FL 32566-8755 |
| Document Number | 0036770321 |
| Book / Page | 003677 / 000321 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 46651 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7742 NAVARRE PKWY #107 NAVARRE FL 325667587, 107, NAVARRE, FL 32566-7587 |
| Document Number | 36770324 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 003677/000324 |
| Instrument | 46652 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2047 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,495.00 (+2.25%) Homeowner's exemption | $244,276 (+3%) | $264,489 (+4.37%) Land $75,000 Building $189,489 |
| 2023 | $2,440.00 (+2.69%) Homeowner's exemption | $237,161 (+3%) | $253,419 (+10.06%) Land $65,000 Building $188,419 |
| 2022 | $2,376.00 Homeowner's exemption | $230,253 | $230,253 Land $50,000 Building $180,253 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2491 Vale Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 215 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 215 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2491 Vale Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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