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2491 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2491 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,744 sqft · built 2017
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$190,100 (Mar 2017)
Tax Bill$2,949 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN139677

Property Details

APN / Parcel Number

Primary APN139677
Alternative APN
  • 272630005900012730

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,744 sqft Heated Area
Gross Area2,244 sqft
1st Floor Area784 sqft
Upper Floors Area960 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions82 ft deep x 22 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number139677
Street Address2491 SEVEN OAKS DR
CitySAINT CLOUD
StateFL
Zip34772-7822
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSR3
Legal DescriptionOAK RIDGE PB 18 PG 127-131 A PORTION OF LOTS 272 AND 273 DESCRIBED AS FOLLOWS: WLY 12.02 FT OF LOT 273 AND ELY 11.98 FT OF
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionOAK RIDGE
Legal Tract59
Legal Block1
Legal Lot Number272-273
Legal Unit93
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1008
Census Tract43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address11 CHASE POINT RD, MIRROR LAKE, NH 03853-6152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2017 · Amount on File
Deed SaleMar 17, 2017 · Amount on File
Deed Document Number0051181661
Deed Book / Page5118 / 1661
Record UpdatedJun 8, 2026

March 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 17, 2017
Property Address2491 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7822
Document Number0051181661
Book / Page5118 / 1661
Map ReferenceMB18 PG127-131
Instrument DateMar 17, 2017
Instrument2017041861
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382

Transferred To (Grantee/Buyer)

NameVerified Name
Address2491 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7822

Mortgage

Document Number0051181663
DateMar 17, 2017
Instrument5118/1663
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,949.00 (+6.5%) Homeowner's exemption$207,635 (+5.99%)$275,200 (-9.68%) Land $40,000 Building $235,200
2023$2,769.00 (+3.79%) Homeowner's exemption$195,907 (+3%)$304,700 (+33.93%) Land $14,900 Building $289,800
2022$2,668.00 Homeowner's exemption$190,201$227,500 Land $14,900 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: AT&T, Xfinity.

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