Smith County property record for 2491 Ridgley, Flint, TX 75762
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,587 sqft · built 2005 |
| Lot Size | 0.523 acres (22,782 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,984 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R109922 |
| Primary APN | R109922 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| 1st Floor Area | 1,587 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 22,782 sqft (0.523 acres) |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | R109922 |
|---|---|
| Street Address | 2491 RIDGLEY |
| City | FLINT |
| State | TX |
| Zip | 75762-9315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONERIDGE REPLATLOT 40A & 40B |
| Legal Subdivision | STONERIDGE REPLAT |
| Legal Lot Number | 40A,40B |
| Jurisdiction | SMITH TX |
| Township / Civil Division | BULLARD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1914 |
2491 Ridgley, a single family home, is owned by an individual.
Source: Smith County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 172 S BAY DR, BULLARD, TX 75757-8933 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 2491 RIDGLEY, FLINT, TX 75762-9315 |
| Document Number | 0001049059 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 172 S BAY DR BULLARD TX 757578933, BULLARD, TX 75757-8933 |
| Document Number | 0001049059 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 1049059 |
| Name | CITIZENS 1ST BK TYLER TX |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75711-7640 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 28, 2040 |
The 2026 property tax bill for 2491 Ridgley was $3,984, up 2% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Whitehouse Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,984.00 (+2%) | $289,000 (-) Land $40,519 Building $248,481 | $289,000 (-) Land $40,519 Building $248,481 |
| 2025 | $3,320.00 (+23.47%) | $289,000 Land $40,519 Building $248,481 | $289,000 Land $40,519 Building $248,481 |
| 2024 | $2,689.00 (+21.56%) | ||
| 2023 | $2,212.00 (-11.8%) | $164,864 Land $22,795 Building $142,069 | $164,864 Land $22,795 Building $142,069 |
| 2022 | $2,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2491 Ridgley in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2491 Ridgley is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063 |
|---|---|
| Water Source | Purchased surface water from CITY OF TYLER |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
May also be available: CCECA Broadband, Etex Telephone, Verizon.
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