DeSoto County property record for 2491 Onega St, Nesbit, MS 38651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,759 sqft · built 1996 |
| Lot Size | 0.324 acres (14,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $888 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-07-6-23-02-0-00327-00 |
| Primary APN | 2-07-6-23-02-0-00327-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,759 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,117 sqft (0.324 acres) |
| Lot Dimensions | 120 ft deep x 115 ft wide |
| Street Address | 2491 ONEGA ST |
|---|---|
| City | NESBIT |
| State | MS |
| Zip | 38651-9583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BRIDGETOWN S-D SEC B LOT 327 |
| Legal Range | 07 |
| Legal Township | 02 |
| Legal Section | 23 |
| Legal Subdivision | BRIDGETOWN S-D |
| Legal Lot Number | 327 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 70633 |
Source: DeSoto County records · APN 2-07-6-23-02-0-00327-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2491 ONEGA ST, NESBIT, MS 38651-9583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Dec 03, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2018 |
| Deed Sale | Dec 03, 2018 |
| Prior Sale | Jan 02, 2014 |
| Deed Document Number | 0000874439 |
| Deed Book / Page | 0874 / 439 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2491 ONEGA ST, NESBIT, MS 38651-9583 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004896/584 |
|---|---|
| Date | Mar 04, 2020 |
| Book Page | 4896/584 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 03, 2018 |
| Property Address | 2491 ONEGA ST, NESBIT, MS 38651-9583 |
| Document Number | 000874/439 |
| Book / Page | 0874 / 439 |
| Map Reference | MB 14 PG 38-44 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 BIENVILLE RD, 4343, NESBIT, MS 38651-9059 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2491 ONEGA ST, NESBIT, MS 38651-9583 |
| Document Number | 0004645283 |
|---|---|
| Date | Dec 03, 2018 |
| Instrument | 4645/283 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $888.00 (+17.31%) | $14,403 (+36.12%) Land $2,000 Building $12,403 | $144,030 (+36.13%) Land $20,000 Building $124,030 |
| 2023 | $757.00 | $10,581 | $105,807 Land $20,000 Building $85,807 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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