2491 Nott St E, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2491 Nott St E, Niskayuna, NY 12309

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,768 sqft · built 1995
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Dec 2024)
Tax Bill	$13,982 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422400 40.15-1-58`

Property Details

APN / Parcel Number

Primary APN	`422400 40.15-1-58`
Alternative APN	`240004001500010580000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	880 sqft
Upper Floors Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	137 ft deep x 28.1 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2491 NOTT ST E
City	SCHENECTADY
State	NY
Zip	12309-4385
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R1
Legal Subdivision	BOULEVARD HOME SITE COMPANY
Legal Block	1
Legal Lot Number	58.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	4
Census Block	4000
Census Tract	32101

Owner

2491 Nott St E, a townhouse, is owned by two individuals who bought it in December 2024.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1440 FOX HOLLOW RD, SCHENECTADY, NY 12309-2530
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Aug 16, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2024 · Amount on File
Deed Sale	Dec 4, 2024 · Amount on File
Prior Sale	Aug 16, 2023 · Amount on File
Deed Document Number	202472384
Deed Book / Page	2143 / 109
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	0000046736
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 4, 2024
Property Address	2491 NOTT ST E, SCHENECTADY, NY 12309-4385
Document Number	0000072384
Book / Page	2143 / 109
Instrument Date	Nov 1, 2024
Instrument	202472384
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 FOX HOLLOW RD, NISKAYUNA, NY 12309-2530

Mortgage

Document Number	0000072388
Date	Dec 4, 2024
Book Page	5414/316
Instrument	202472388

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2491 NOTT ST E, SCHENECTADY, NY 12309-4385
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 DEAN ST, NISKAYUNA, NY 12309-5236
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021727
Date	May 12, 2021
Book Page	5098/757
Instrument	202121727

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 16, 2023
Property Address	2491 NOTT ST E, SCHENECTADY, NY 12309-4385
Document Number	0000046737
Book / Page	2113 / 857
Map Reference	CAB 1 SL 270-283
Instrument Date	May 31, 2023
Instrument	202346737
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 BOARD LOOP, KETCHUM, ID 83340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 BOARD LOOP, KETCHUM, ID 83340

Tax Assessment & Valuation

The 2026 property tax bill for 2491 Nott St E was $13,982, up 1.4% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,982.00 (+1.39%)
2025	$13,790.00	$305,000 Land $25,000 Building $280,000	$451,900 Land $37,041 Building $414,859
2023		$305,000 Land $25,000 Building $280,000	$386,100 Land $31,648 Building $354,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2491 Nott St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2491 Nott St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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