2491 McLaughlin Ave, San Jose, CA 95121 Property Records

Santa Clara County property record for 2491 McLaughlin Ave, San Jose, CA 95121

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,418 sqft · built 1970
Lot Size0.16 acres (6,960 sqft)
Owner2 Individual Names on Record
Tax Bill$5,893 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone D (undetermined)
APN499-24-006

Property Details

APN / Parcel Number

Primary APN499-24-006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,418 sqft Living Area
1st Floor Area1,418 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleH-Shape
Construction TypeWood
Lot Area6,960 sqft (0.16 acres)
Lot Dimensions120 ft deep x 58 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2491 MCLAUGHLIN AVE
CitySAN JOSE
StateCA
Zip95121-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 4648 BOOK 252 PAGE 20 LOT 73
Legal Tract4648
Legal Lot Number73
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2005
Census Tract503211

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2491 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
ETHOS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 1996
Deed SaleFeb 29, 1996
Deed Document Number199613210413
Deed Book / Page225 / 1174
Last Transfer DateDec 1, 1998
Transfer Doc0014537142
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2491 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2748
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024578812
DateAug 18, 2020
Instrument24578812
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2491 MCLAUGHLIN AVE, SAN JOSE, CA 95121-2748
Document Number0023807806
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2491 MCLAUGHLIN AVE SAN JOSE CA 951212748, SAN JOSE, CA 95121-2748

Mortgage

Document Number0023807806
DateNov 20, 2017
Instrument23807806
Lender
NameETHOS LNDG
AddressPITTSBURGH, PA 15212
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictFranklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$327,113 (+2%) Land $159,135 Building $167,978
2025$5,893.00 (+7.81%) Homeowner's exemption$320,700 (+4.04%) Land $156,015 Building $164,685
2023$5,466.00 (+2.13%) Homeowner's exemption$308,248 Land $149,957 Building $158,291
2022$5,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Sail Internet.

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