2491 Co Rd 431, Clanton, AL 35045 Property Records

Chilton County property record for 2491 Co Rd 431, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft · built 1900
Lot Size	13 acres (566,280 sqft)
Owner	2 Individual Names on File
Tax Bill	$740 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone A (high risk)
APN	`1804170001023000`

Property Details

APN / Parcel Number

Primary APN	`1804170001023000`
Alternative APNs	`18365` `68441`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Adjusted Area
1st Floor Area	2,016 sqft
Utility Area	198 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	566,280 sqft (13 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	18365
Street Address	2491 COUNTY ROAD 431
City	CLANTON
State	AL
Zip	35045-6137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF NW 1/4 OF SE 1/4 SEC 17 E 67.4 TO POB
Legal Range	15
Legal Township	21
Legal Section	17
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2053
Census Tract	60101

Owner

2491 Co Rd 431 is owned and occupied by two individuals who acquired it in May 2026.

Source: Chilton County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2491 COUNTY ROAD 431, CLANTON, AL 35045-6137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026
Deed Sale	May 29, 2026
Prior Sale	Oct 30, 2013 · Amount on File
Deed Document Number	2026275174
Deed Book / Page	2026 / 275174
Prior Transfer Date	May 19, 2026
Prior Transfer Doc	R2026/275174
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHILTON AL
Recording Date	May 29, 2026
Property Address	2491 COUNTY ROAD 431, CLANTON, AL 35045-6137
Document Number	R2026/275174
Book / Page	2026 / 275174
Instrument Date	May 19, 2026
Instrument	2026275174
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2491 COUNTY ROAD 431, CLANTON, AL 35045-6137

Mortgage

Document Number	0000275174,
Date	May 29, 2026
Book Page	2026/275175
Instrument	2026275174

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2491 Co Rd 431 was $740, up 7.4% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$740.00 (+7.4%)	$46,500 (-6.59%) Land $15,480 Building $31,020	$232,500 Land $77,400 Building $155,100
2024	$689.00 (+7.66%) Additional exemption filed	$49,780 (+7.05%) Land $16,580 Building $33,200
2023	$640.00 (+30.35%)	$46,500 (+195.61%) Land $15,480 Building $31,020	$248,900 (+58.23%) Land $82,900 Building $166,000
2022	$491.00	$15,730 Land $4,150 Building $11,580	$157,300 Land $41,500 Building $115,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2491 Co Rd 431 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2491 Co Rd 431 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20