2491 Clay Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 2491 Clay Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1972
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,376 (2026)
Deeds & Mortgages	Feb 2018 Transfer Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06 46 1 40`

Property Details

APN / Parcel Number

Primary APN	`06 46 1 40`
Alternative APNs	`163179` `185459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,632 sqft Heated Area
Gross Area	3,174 sqft
1st Floor Area	1,522 sqft
Basement Area	1,142 sqft
Unfinished Basement	1,142 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Mixed
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	186 sqft
Shed	1 Shed
Gazebo	Gazebo
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	185459
Street Address	2491 CLAY DR
City	LENOIR
State	NC
Zip	28645-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1936 PG 515 YR 2018 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4031
Census Tract	30200

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5793 CROWN TER, HICKORY, NC 28601-9406
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 22, 2018
Transfer Doc	0010019762
Record Updated	Oct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 23, 2018
Property Address	2491 CLAY DR, LENOIR, NC 28645-8525
Document Number	0010019764
Book / Page	001936 / 000515
Instrument Date	Feb 23, 2018
Instrument	10019764
Transaction Type	Transfer
Record Updated	Mar 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2491 CLAY DR LENOIR NC 286458525, LENOIR, NC 28645-8525

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 23, 2018
Property Address	2491 CLAY DR, LENOIR, NC 28645-8525
Document Number	0010019762
Book / Page	001936 / 000509
Instrument Date	Feb 23, 2018
Instrument	10019762
Transaction Type	Transfer
Record Updated	Mar 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2491 CLAY DR LENOIR NC 286458525, LENOIR, NC 28645-8525

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Gamewell Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,376.00 (-21.28%)	$227,600 (-) Land $25,700 Building $201,900
2025	$1,748.00 (+67.11%)	$227,600 (+68.09%) Land $25,700 Building $201,900	$227,600 (+68.09%) Land $25,700 Building $201,900
2024	$1,046.00 (+7.5%)
2023		$135,400 (-) Land $21,800 Building $113,600	$135,400 (-) Land $21,800 Building $113,600
2022	$973.00	$135,400 Land $21,800 Building $113,600	$135,400 Land $21,800 Building $113,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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