2491 3rd Ave, Alford, FL 32420 Property Records

Jackson County property record for 2491 3rd Ave, Alford, FL 32420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,961 sqft · built 1920
Lot Size	0.67 acres (29,195 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2025)
Tax Bill	$1,883 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-3N-12-0004-0190-0010`

Property Details

APN / Parcel Number

Primary APN	`01-3N-12-0004-0190-0010`
Alternative APN	`12 N 301000401900010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,961 sqft Living Area
Gross Area	3,695 sqft
1st Floor Area	2,961 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,195 sqft (0.67 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Slab
Pole Barn	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2491 3RD AVE
City	ALFORD
State	FL
Zip	32420-6846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1,2,3,4 BLK 19 ALFORD... OR 451 P 375 OR 967 P 233 OR 1671 P 562 OR 1848 P 27
Legal Range	12W
Legal Township	03N
Legal Section	01
Legal Subdivision	ALFORD
Legal Block	19
Legal Lot Number	40190
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	1
Census Block	1074
Census Tract	211100

Owner

2491 3rd Ave is owned by an individual who bought it in October 2025.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4708 THE OAKS DR, MARIANNA, FL 32446-7920
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU
Nov 12, 2020	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Nov 12, 2020 · Amount on File
Deed Document Number	202511848
Deed Book / Page	1895 / 767
Prior Transfer Date	Oct 7, 2024
Prior Transfer Doc	0018480027
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2491 3RD AVE, ALFORD, FL 32420-6846
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FL LAND TITLE & TRUST CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4708 THE OAKS DR, MARIANNA, FL 32446-7920

Mortgage

Document Number	0018950769
Date	Oct 20, 2025
Book Page	1895/769
Instrument	202532011849

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Nov 12, 2020
Property Address	2491 3RD AVE, ALFORD, FL 32420-6846
Document Number	0016710562
Book / Page	1671 / 562
Instrument Date	Nov 9, 2020
Instrument	202032011879
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2491 3RD AVE, 2491, ALFORD, FL 32420-6846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16364, PORTLAND, OR 97292-0364

Mortgage

Document Number	0001671563
Date	Nov 12, 2020
Instrument	1671/563

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2491 3rd Ave was $1,883, up 3.3% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Alford Town
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,883.00 (+3.35%)	$167,955 (+2.9%)	$222,558 (-1.41%) Land $8,400 Building $214,158
2024	$1,822.00 (+5.99%) Homeowner's exemption	$163,222 (+3%)	$225,746 (+2.19%) Land $8,400 Building $217,346
2023	$1,719.00 (+9.35%) Homeowner's exemption	$158,468 (+3%)	$220,915 (+22.59%) Land $8,400 Building $212,515
2022	$1,572.00 Homeowner's exemption	$153,852	$180,213 Land $8,400 Building $171,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2491 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2491 3rd Ave is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ALFORD serves 497 people · EPA ID FL1320011
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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