Herkimer County and Ohio Town property record for 2490 State Rte 8, Cold Brook, NY 13324
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,424 sqft · built 1987 |
| Lot Size | 17.8 acres (775,368 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (May 1996) |
| Tax Bill | $3,342 (2026) |
| Deeds & Mortgages | Mar 2024 Refinance |
| APN | 214200 078.2-2-44.2 |
| Primary APN | 214200 078.2-2-44.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Upper Floors Area | 936 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 775,368 sqft (17.8 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2490 STATE ROUTE 8 |
|---|---|
| City | COLD BROOK |
| State | NY |
| Zip | 13324-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RU |
| Legal Description | 44 JER PAT LOG HOME |
| Legal Block | 2 |
| Legal Lot Number | 44.200 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | OHIO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 11504 |
2490 State Rte 8, a rural home, is owned and occupied by two individuals who bought it in May 1996.
Source: Herkimer County and Ohio Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2490 STATE ROUTE 8, COLD BROOK, NY 13324-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 1996 · Amount on File |
| Deed Sale | May 17, 1996 · Amount on File |
| Deed Book / Page | 832 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 2490 STATE ROUTE 8, COLD BROOK, NY 13324-2828 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | RP20241313 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | RP2024-1313 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2490 State Rte 8 was $3,342 with exemptions applied, up 6.1% from the year before.
Source: Herkimer County and Ohio Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Ohio Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,342.00 (+6.13%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,149.00 | $135,000 Land $31,400 Building $103,600 | $214,286 Land $49,841 Building $164,445 |
| 2023 | $135,000 Land $31,400 Building $103,600 | $166,667 Land $38,766 Building $127,901 | |
| 2020 | $2,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2490 State Rte 8; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2490 State Rte 8 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
5G (outdoors only) and 4G LTE
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