2490 SE Madison St, Stuart, FL 34997 Property Records

Martin County property record for 2490 SE Madison St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,142 sqft · built 1979
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jun 2024)
Tax Bill	$444 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-005-000-02020-2`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-005-000-02020-2`
Alternative APN	`41859`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,362 sqft (0.169 acres)
Garage Type	Attached
Garage Area	306 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41859
Street Address	2490 SE MADISON ST
City	STUART
State	FL
Zip	34997-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL GARDENS PLAT 1 LOT 202
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Lot Number	202
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3012
Census Tract	1106

Owner

Source: Martin County records · APN 52-38-41-005-000-02020-2

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2490 SE MADISON ST, STUART, FL 34997-5936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2024 · Amount on Record
Deed Sale	Jun 19, 2024 · Amount on Record
Prior Sale	May 21, 2007 · Amount on Record
Deed Document Number	0034432239
Deed Book / Page	3443 / 2239
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2490 SE MADISON ST, STUART, FL 34997-5936
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2490 SE MADISON SREET, STUART, FL 34997

Mortgage

Document Number	0031701369
Date	Nov 03, 2020
Book Page	3170/1369
Instrument	2847603

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Mortgage Company
Address	PALM CITY, FL 34990

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,809 (+108.77%)	$312,900 (+31.63%) Land $135,000 Building $177,900
2024	$444.00 (+5.46%)
2023	$421.00 (+3.95%) Additional exemption filed	$106,245 (+3%)	$237,720 (+16.12%) Land $130,000 Building $107,720
2022	$405.00 Homeowner's exemption	$103,151	$204,720 Land $115,000 Building $89,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA, TPC ACC Acquisition.

Based on FCC filings for 393 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.