2490 Scarlet Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2490 Scarlet Rd, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,016 sqft · built 1977
Lot Size2.2 acres (96,256 sqft)
OwnerIndividual Name on File
Last Sale$704,000 (Oct 2000)
Tax Bill$13,975 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone D (undetermined)
APN835-24-051

Property Details

APN / Parcel Number

Primary APN835-24-051

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area2,016 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleL-Shape
Construction TypeWood
Lot Area96,256 sqft
Lot Dimensions376 ft deep x 256 ft wide
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2490 SCARLET RD
CityGILROY
StateCA
Zip95020-9138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionLOT 2 RECORDERS BOOK 383 PAGE 38
Legal SubdivisionCATHERINE DUNNE RANCH 08
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2020
Census Tract512602

Owner

2490 Scarlet Rd is owned and occupied by an individual who bought it in October 2000.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2490 SCARLET RD, GILROY, CA 95020-9138
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2000 · Amount on File
Deed SaleOct 3, 2000 · Amount on File
Prior SaleSep 30, 1998 · Amount on File
Deed Document Number200015409602
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2490 SCARLET RD, GILROY, CA 95020-9138
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024404939
DateFeb 14, 2020
Instrument24404939
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateMar 1, 2025
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate5.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2490 Scarlet Rd was $13,975.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,166,289 Land $486,905 Building $679,384
2025$13,975.00
2023$1,050,160 Land $458,823 Building $591,337

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2490 Scarlet Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2490 Scarlet Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CLARA VALLEY WATER DISTRICT
serves 0 people · EPA ID CA4310027
Water SourceSurface water
Last State InspectionDec 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless · Fiber in parts of the area
100 / 20
Frontier
DSL
90 / 5

May also be available: AT&T, South Valley Internet, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scarlet Rd

Nearby Streets

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