2490 Royal St, Salado, TX 76571 Property Records

Bell County property record for 2490 Royal St, Salado, TX 76571

Property Summary

Property Type	Misc Structure / Fixture
Details	6,699 sqft · built 2022
Lot Size	12.5 acres (546,983 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,534 (2023)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0544480000`

Property Details

APN / Parcel Number

Primary APN	`0544480000`
Alternative APNs	`868167` `61044`

Interior

Stories	2 Stories
Building Area	6,699 sqft Gross Area
Gross Area	3,000 sqft
1st Floor Area	3,000 sqft
2nd Floor Area	2,278 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	546,983 sqft (12.5 acres)
Garage Area	2,516 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	868167
Street Address	2490 ROYAL ST
City	SALADO
State	TX
Zip	76571
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0510BC G F LANKFORD, 62, A0554BC F MADREGAL, 61-1, ACRES 12.557 62, A0554BC F MADREGAL, 61-1,
Legal Subdivision	G F LANKFORD
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2019
Census Tract	23405

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	534 CREEKSIDE DR, SALADO, TX 76571-5620
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROADWAY NATIONAL BANK
Apr 5, 2021	Vendor's Lien, Transfer · Line of Credit CAPITAL FARM CREDIT ACA
Nov 20, 2019	Warranty Deed, Transfer CENTRAL NAT'L BK
Nov 7, 2019	Deed of Trust, Mortgage CENTRAL NAT'L BK
Oct 9, 2019	Quit Claim Deed, Transfer INDEPENDENCE TITLE
Apr 13, 2017	Deed of Trust, Mortgage HORIZON BK SSB

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 5, 2021
Deed Sale	Apr 5, 2021
Deed Document Number	2021019933
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2490 ROYAL ST, SALADO, TX 76571-9304
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049802
Date	Aug 5, 2022
Instrument	2022049802

Lender

Name	BROADWAY NATIONAL BANK
Type	Bank
Address	SAN ANTONIO, TX 78209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 5, 2021
Property Address	2490 ROYAL ST, SALADO, TX 76571-9304
Document Number	0000019933
Instrument Date	Apr 1, 2021
Instrument	2021019933
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4250 BARNES RD, SALADO, TX 76571-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 CREEKSIDE DR, SALADO, TX 76571-5620

Mortgage

Document Number	0000019934
Date	Apr 5, 2021
Instrument	2021019934

Lender

Name	CAPITAL FARM CREDIT ACA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Nov 20, 2019
Property Address	2490 ROYAL ST, SALADO, TX 76571-9304
Document Number	0000053290
Book / Page	011087 / 000560
Instrument Date	Nov 7, 2019
Instrument	53290
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 ROYAL ST SALADO TX 765714938, SALADO, TX 76571-4938

Mortgage

Document Number	53321
Date	Nov 20, 2019
Book Page	011087/000870
Instrument	53321

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2490 ROYAL ST, SALADO, TX 76571-9304
Document Number	0000053321
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 ROYAL ST SALADO TX 765714938, SALADO, TX 76571-4938

Mortgage

Document Number	0000053321
Date	Nov 20, 2019
Book Page	011087/000870
Instrument	53321

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Oct 9, 2019
Property Address	2490 ROYAL ST, SALADO, TX 76571-9304
Document Number	0000046680
Book / Page	011038 / 000657
Instrument Date	Oct 8, 2019
Instrument	46680
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 PLETCHER CT SALADO TX 76571, SALADO, TX 76571

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2490 ROYAL ST, SALADO, TX 76571-9304
Document Number	0000015507
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2102 ROYAL ST SALADO TX 765714938, SALADO, TX 76571-4938

Mortgage

Document Number	0000015507
Date	Apr 19, 2017
Instrument	15507

Lender

Name	HORIZON BK SSB
Type	Bank
Address	AUSTIN, TX 78701

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$14,534.00 (+90,737.5%)	$1,297,113 Land $407,387 Building $889,726	$1,297,113 Land $407,387 Building $889,726
2022	$16.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20

May also be available: Heritage Broadband.

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