2490 River Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2490 River Rd, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,348 sqft · built 1934
Lot Size6.4 acres (278,784 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Feb 2010)
Tax Bill$10,387 (2026)
Deeds & MortgagesApr 2026 Sale
Flood ZoneZone X (minimal risk)
APN422400 41.-1-8

Property Details

APN / Parcel Number

Primary APN422400 41.-1-8
Alternative APN
  • 240004100000010080000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,348 sqft Living Area
1st Floor Area1,348 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area278,784 sqft (6.4 acres)
Garage TypeDetached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2490 RIVER RD
CitySCHENECTADY
StateNY
Zip12309-1167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group5
Census Block5006
Census Tract32101

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address81 BAXTER ST, 3, NEW YORK, NY 10013-4443
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2010 · Amount on Record
Deed SaleFeb 10, 2010 · Amount on Record
Deed Document Number20106174
Deed Book / Page1815 / 756
Last Transfer DateJan 8, 2026
Transfer Doc0000007591
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 2, 2026
Property Address2490 RIVER RD, SCHENECTADY, NY 12309-1167
Document Number0000007591
Book / Page2169 / 629
Instrument DateJan 8, 2026
Instrument20267591
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,387.00 (+1.33%)
2025$10,251.00$225,000 (-) Land $80,000 Building $145,000$333,300 (+17.03%) Land $118,507 Building $214,793
2023$225,000 Land $80,000 Building $145,000$284,800 Land $101,262 Building $183,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on River Rd

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