Gallatin County property record for 2490 Oro Ln, Belgrade, MT 59714
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,080 sqft · built 1973 |
| Lot Size | 4.83 acres (210,569 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,221 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFF15120 |
| Primary APN | 00RFF15120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 210,569 sqft (4.83 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 456 sqft |
| Greenhouse | 240 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RFF15120 |
|---|---|
| Street Address | 2490 ORO LN |
| City | BELGRADE |
| State | MT |
| Zip | 59714-9016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | MINOR SUB 128, S14, T01 S, R04 E, LOT 2, ACRES 4.834, 4.834AC TRACT 2 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 14 |
| Legal Subdivision | MINOR SUB 128 |
| Legal Tract | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 202 |
2490 Oro Ln is owned and occupied by two individuals.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2490 ORO LN, BELGRADE, MT 59714-9016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 2490 ORO LN, BELGRADE, MT 59714-9016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2606917 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 2606917 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 2490 Oro Ln was $3,221.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,221.00 | $824,400 | $824,400 Land $467,921 Building $356,479 |
| 2023 | $4,898.00 | $812,300 | $812,300 Land $433,186 Building $379,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2490 Oro Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2490 Oro Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXLEY ACRES MOBILE HOME PARK private · serves 250 people · EPA ID MT0000461 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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