2490 NE 45th St, Lighthouse Point (Pompano Beach), FL 33064 Property Records

Broward County property record for 2490 NE 45th St, Lighthouse Point, FL 33064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,811 sqft · built 1968
Lot Size	0.259 acres (11,272 sqft)
Owner	2 Individual Names on File
Last Sale	$1,828,200 (Aug 2023)
Tax Bill	$29,987 (2025)
Deeds & Mortgages	Aug 2023 Sale Nov 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`48-43-17-04-4840`

Property Details

APN / Parcel Number

Primary APN	`48-43-17-04-4840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,811 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	11,272 sqft (0.259 acres)
Lot Width	93.5 ft Width
Garage Area	483 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	287 sqft
Porch	Screened Porch
Porch Area	448 sqft
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2490 NE 45TH ST
City	LIGHTHOUSE POINT
State	FL
Zip	33064-7278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VENETIAN ISLES 3RD SEC 47-13 B LOT 2 BLK 60
Legal Range	43E
Legal Township	48S
Legal Section	17
Legal Subdivision	VENETIAN ISLES 3RD SEC 47-13 B
Legal Block	60
Legal Lot Number	2
Jurisdiction	BROWARD FL
Township / Civil Division	DEERFIELD BEACH
Census Block Group	1
Census Block	1010
Census Tract	10902

Owner

2490 NE 45th St is owned and occupied by two individuals who bought it in August 2023.

Source: Broward County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2490 NE 45TH ST, LIGHTHOUSE POINT, FL 33064-7278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 22, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit OPTIMUMBANK
Sep 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Sep 17, 2020 · Amount on File
Deed Document Number	2023119058433
Prior Transfer Date	Sep 9, 2013
Prior Transfer Doc	0501560089
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	Aug 23, 2023
Property Address	2490 NE 45TH ST, LIGHTHOUSE POINT, FL 33064-7278
Document Number	0119058433
Map Reference	MB 47 PG 13
Instrument Date	Aug 18, 2023
Instrument	119058433
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$12,797.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2650 NE 23RD CT, POMPANO BEACH, FL 33062-1126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2490 NE 45TH ST, LIGHTHOUSE POINT, FL 33064-7278

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	2490 NE 45TH ST, LIGHTHOUSE POINT, FL 33064-7278
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2490 NE 45TH ST, LIGHTHOUSE POINT, FL 33064-7278

Mortgage

Document Number	0118531646
Date	Nov 22, 2022
Instrument	118531646

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2032

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	2490 NE 45TH ST, LIGHTHOUSE POINT, FL 33064-7278
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2490 NE 45TH ST, LIGHTHOUSE POINT, FL 33064-7278

Mortgage

Document Number	117723787
Date	Nov 9, 2021
Instrument	117723787

Lender

Name	OPTIMUMBANK
Type	Bank
Address	FORT LAUDERDALE, FL 33308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	Sep 17, 2020
Property Address	2490 NE 45TH ST, LIGHTHOUSE POINT, FL 33064-7278
Document Number	0116737946
Instrument Date	Sep 14, 2020
Instrument	116737946
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2490 NE 45TH ST LIGHTHOUSE POINT FL 330647278, LIGHTHOUSE POINT, FL 33064-7278

Tax Assessment & Valuation

The 2025 property tax bill for 2490 NE 45th St was $29,987 with a homeowner's exemption, up 4% from the year before.

Source: Broward County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Broward County
Municipality	Lighthouse Point City
Unified School District	Broward County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,608,620 (+2.7%)	$1,879,250 (%) Land $281,800 Building $1,597,450
2025	$29,987.00 (+4.03%) Homeowner's exemption	$1,566,330	$1,879,330 Land $281,800 Building $1,597,530
2024	$28,824.00 (+310.6%)
2023	$7,020.00 (+10.57%) Homeowner's exemption	$361,990 (+4.67%)	$1,178,870 (+26.78%) Land $281,800 Building $897,070
2022	$6,349.00 Homeowner's exemption	$345,850	$929,890 Land $281,800 Building $648,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2490 NE 45th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 385 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	773 units insured incl. 388 condo units
Nearby Flood Claims	37 (1979–2023)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2490 NE 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWWS 2A serves 54,622 people · EPA ID FL4060163
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on NE 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures