2490 Harmony Rd, Rock Hill, SC 29730 Property Records

York County property record for 2490 Harmony Rd, Rock Hill, SC 29730 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,740 sqft · built 1994
Lot Size	0.858 acres (37,384 sqft)
Owner	Individual Name on File
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`688-00-00-080`

Property Details

APN / Parcel Number

Primary APN	`688-00-00-080`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,526 sqft
1st Floor Area	1,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,384 sqft (0.858 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft
Storage Building	256 sqft

Location & Zoning

Street Address	2490 HARMONY RD
City	ROCK HILL
State	SC
Zip	29730-8130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PLANTERS RIDGE
Legal Subdivision	PLANTERS RIDGE
Legal Lot Number	2
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	4
Census Block	4023
Census Tract	61203

Owner

Source: York County records · APN 688-00-00-080

Assessment roll updated November 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2490 HARMONY RD, ROCK HILL, SC 29730-8130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC
Mar 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2490 HARMONY RD, ROCK HILL, SC 29730-8130
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1903400222
Date	Feb 26, 2021
Book Page	19034/222
Instrument	2021011182

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2490 HARMONY RD, ROCK HILL, SC 29730-8130
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2001900379
Date	Mar 02, 2022
Book Page	20019/379
Instrument	2022010146

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2490 HARMONY RD, ROCK HILL, SC 29730-8130
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2490 HARMONY RD, ROCK HILL, SC 29730-8130

Mortgage

Document Number	2186600070
Date	Apr 22, 2025
Book Page	21866/70
Instrument	2025012626

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

Tax Assessment & Valuation

Source: York County records · Assessment roll updated November 17, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,003.00 (+9.02%)	$7,353 (+14.98%) Land $917 Building $6,436	$360,800 (+64.38%) Land $45,000 Building $315,800
2023	$920.00	$6,395 Land $1,020 Building $5,375	$219,492 Land $35,000 Building $184,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (45091C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450910612034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 6% of South Carolina
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Comporium	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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