2490 Edwards Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 2490 Edwards Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,274 sqft · built 1930
Lot Size	17.1 acres (747,490 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Jul 2020)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Oct 2013 Mortgage Sep 2017 Mortgage + 3 more
APN	`453889 20-1-30.2`

Property Details

APN / Parcel Number

Primary APN	`453889 20-1-30.2`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,092 sqft
Attic	Attic
Attic Area	182 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	747,490 sqft (17.1 acres)
Garage Type	Detached
Garage Area	1,450 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2490 EDWARDS RD
City	WATERLOO
State	NY
Zip	13165-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	30.002
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1024
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2490 EDWARDS RD, WATERLOO, NY 13165-8420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2013	Deed of Trust, Mortgage COMMUNITY BANK NA
Sep 5, 2017	Deed of Trust, Mortgage PARAGON HOME LOANS
Jul 16, 2020	Deed, Transfer
Nov 3, 2017	Deed, Transfer DENNIS BENJAMIN
Sep 5, 2017	Deed, Transfer PARAGON HOME LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Book / Page	1013 / 322
Record Updated	Jun 8, 2026

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2490 EDWARDS RD, WATERLOO, NY 13165-8420
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001472/0000000246
Date	Oct 7, 2013
Book Page	0000001472/0000000246

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	339 Months
Due	Jan 1, 2042

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2490 EDWARDS RD, WATERLOO, NY 13165-8420
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001641/0000000001
Date	Sep 5, 2017
Book Page	0000001641/0000000001
Instrument	170-00037031

Lender

Name	PARAGON HOME LOANS

Agreement

Amount	Amount Recorded
Term	340 Months
Due	Jan 1, 2046

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Jul 16, 2020
Property Address	2490 EDWARDS RD, WATERLOO, NY 13165-8420
Document Number	001013/322
Book / Page	1013 / 322
Instrument Date	Jun 28, 2020
Instrument	20200-00049294
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 NEW YORK ST, CHINOOK, MT 59523
Investor	Possibly a Property Investor

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Nov 3, 2017
Property Address	2490 EDWARDS RD, WATERLOO, NY 13165-8420
Document Number	0000000960/0000000097
Book / Page	0000000960 / 0000000097
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	DENNIS BENJAMIN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ROCKLAN AVE, WATERLOO, NY 13165-1837

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Sep 5, 2017
Property Address	2490 EDWARDS RD, WATERLOO, NY 13165-8420
Document Number	0000000956/0000000268
Book / Page	0000000956 / 0000000268
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	GREG SCICCHITANO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 AUBURN WAY S, AUBURN, WA 98092-7204

Mortgage

Document Number	0000001641/0000000001
Date	Sep 5, 2017
Book Page	0000001641/0000000001
Instrument	170-00037031

Lender

Name	PARAGON HOME LOANS

Agreement

Amount	Amount Recorded
Term	340 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,014.00 (+184.88%)	$96,600 (-) Land $47,400 Building $49,200	$158,400 (+16.42%) Land $77,724 Building $80,676
2023		$96,600 Land $47,400 Building $49,200	$136,056 Land $66,760 Building $69,296
2019	$1,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Compass Broadband Network Fixed Wireless · not low latency	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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