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2490 Cove Pl, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2490 Cove Pl, Discovery Bay, CA 94505 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,368 sqft · built 1991
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$262,000 (Nov 2010)
Tax Bill$5,452 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN008-501-041-1

Property Details

APN / Parcel Number

Primary APN008-501-041-1
Alternative APN
  • 008-501-041

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,368 sqft Living Area
1st Floor Area1,270 sqft
2nd Floor Area1,098 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area9,600 sqft (0.22 acres)
View / LotLake
Garage TypeAttached
Garage Area424 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2490 COVE PL
CityDISCOVERY BAY
StateCA
Zip94505-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7226 L85
Legal SubdivisionMAP 7226
Legal Tract7226
Legal Lot Number85
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1012
Census Tract304004

Owner

Source: Contra Costa County records · APN 008-501-041-1

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2490 COVE PL, DISCOVERY BAY, CA 94505-1306
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
TRAVIS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2010 · Amount on Record
Deed SaleNov 02, 2010 · Amount on Record
Prior SaleAug 12, 2010 · Amount on Record
Deed Document Number2010244384
Prior Transfer DateFeb 25, 2005
Prior Transfer Doc0000077549
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2490 COVE PL, DISCOVERY BAY, CA 94505-1306
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2490 COVE PL, DISCOVERY BAY, CA 94505-1306

Mortgage

Document Number0000242834
DateAug 30, 2021
Instrument2021-242834
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2490 COVE PL, DISCOVERY BAY, CA 94505-1306
Document Number0000188271
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 04, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2490 COVE PL DISCOVERY BAY CA 945051306, DISCOVERY BAY, CA 94505-1306

Mortgage

Document Number0000188271
DateNov 21, 2018
Instrument188271
Lender
NameTRAVIS CU
AddressVACAVILLE, CA 95687
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 20, 2038

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Elementary School DistrictByron Union Elementary School District (KG - 08)
Secondary School DistrictLiberty Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$342,366 (+2%) Land $104,536 Building $237,830
2025$5,452.00 (+7.92%)$335,654 (+4.04%) Land $102,487 Building $233,167
2023$5,052.00 (+1.53%)$322,622 Land $98,508 Building $224,114
2022$4,976.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133040041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, Mud Flows

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnwiredFixed Wireless300 / 25
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Zinnia Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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