2490 Adele St, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2490 Adele St, Maplewood, MN 55109

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,031 sqft · built 1997
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Oct 2025)
Tax Bill	$6,946 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-22-24-0086`

Property Details

APN / Parcel Number

Primary APN	`09-29-22-24-0086`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,031 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	137 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2490 ADELE ST
City	MAPLEWOOD
State	MN
Zip	55109-1971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	MAPLELEAF ESTATES,SECOND ADDIT LOT 9 BLK 2
Legal Range	22
Legal Township	29
Legal Section	09
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	MAPLELEAF ESTATES
Legal Block	2
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	2
Census Block	2001
Census Tract	42301

Owner

Source: Ramsey County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2490 ADELE ST, MAPLEWOOD, MN 55109-1971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Jul 25, 1997 · Amount on Record
Deed Document Number	T02803974
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 20, 2025
Property Address	2490 ADELE ST, MAPLEWOOD, MN 55109-1971
Document Number	0T02803974
Instrument Date	Oct 17, 2025
Instrument	T02803974
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	BOUNTY TITLE SERVICES LLC, UNITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2490 ADELE ST, MAPLEWOOD, MN 55109-1971

Mortgage

Document Number	0T02803975
Date	Oct 20, 2025
Instrument	T02803975

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,946.00 (+22.59%) Homeowner's exemption	$454,600 (+5.35%) Land $58,500 Building $396,100	$454,600 (+5.35%) Land $58,500 Building $396,100
2023	$5,666.00 Homeowner's exemption	$431,500 Land $58,500 Building $373,000	$431,500 Land $58,500 Building $373,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20