Webb County property record for 249 Westham Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,165 sqft · built 2002 |
| Lot Size | 0.159 acres (6,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,005 (Feb 2025) |
| Tax Bill | $1,493 (2024) |
| Deeds & Mortgages | Feb 2025 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 990-20013-280 |
| Primary APN | 990-20013-280 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,165 sqft Living Area |
| Gross Area | 2,694 sqft |
| 1st Floor Area | 2,165 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 6,930 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 488 sqft |
| Street Address | 249 WESTHAM DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-7747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DOMINION DEL MAR, BLOCK 13, LOT 28, UNIT III |
| Legal Subdivision | DOMINION DEL MAR |
| Legal Block | 13 |
| Legal Lot Number | 28 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1720 |
Source: Webb County records · APN 990-20013-280
Assessment roll updated October 20, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 WESTHAM DR, LAREDO, TX 78045-7747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 18, 2025 | Vendor's Lien, Transfer · FHA Mortgage CHANGE LENDING LLC |
| May 24, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jul 24, 2018 | Vendor's Lien, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Prior Sale | Feb 18, 2025 |
| Deed Document Number | 20251550130 |
| Deed Book / Page | 5785 / 183 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Feb 18, 2025 |
| Property Address | 249 WESTHAM, LAREDO, TX 78045-7747 |
| Document Number | 005785/183 |
| Book / Page | 5785 / 183 |
| Map Reference | VOL 21 PG 91 |
| Instrument Date | Feb 14, 2025 |
| Instrument | 1550130 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 249 WESTHAM, LAREDO, TX 78045-7747 |
| Document Number | 0001550131 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | 1550131 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 249 WESTHAM, LAREDO, TX 78045-7747 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 4604/418 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 4604/418 |
| Instrument | 1361563 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jul 24, 2018 |
| Property Address | 249 WESTHAM, LAREDO, TX 78045-7747 |
| Document Number | 004452/695 |
| Book / Page | 4452 / 695 |
| Map Reference | VOL 21 PG 91 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 1335083 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1750 TIARA TRL APT 202, 1750, LAREDO, TX 78045-6368 |
| Name | Verified Name |
|---|---|
| Address | 249 WESTHAM, LAREDO, TX 78045-7747 |
| Document Number | 0001335084 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 1335084 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323,613 (+21%) | $339,572 (+26.97%) Land $83,299 Building $256,273 | |
| 2024 | $1,493.00 (-15.22%) | ||
| 2023 | $267,449 Land $78,170 Building $189,279 | $267,449 Land $78,170 Building $189,279 | |
| 2022 | $1,761.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2007–2017) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | May 2017 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Smartcom Telephone.
Based on FCC filings for 573 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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