249 West St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 249 West St, Biddeford, ME 04005

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 1,512 sqft · built 1940
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on File
Last Sale$248,800 (Feb 2022)
Tax Bill$4,306 (2025)
Deeds & MortgagesApr 2022 Refinance
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNBIDD M:26 L:8

Property Details

APN / Parcel Number

Primary APNBIDD M:26 L:8

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
Gross Area4,976 sqft
1st Floor Area840 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address249 WEST ST
CityBIDDEFORD
StateME
Zip04005-9762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1
Legal Lot Number8
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group1
Census Block1003
Census Tract25300

Owner

249 West St is owned and occupied by an individual who bought it in February 2022.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address249 WEST ST, BIDDEFORD, ME 04005-9762
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SACO VALLEY CREDIT UNION
Feb 22, 2022Quit Claim Deed, Transfer · FHA Mortgage
NORCOM MORTGAGE
Feb 25, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Jun 13, 2018Deed of Trust, Transfer · Line of Credit
WHITMAN GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2022 · Amount on File
Deed SaleFeb 22, 2022 · Amount on File
Prior SaleSep 17, 2018 · Amount on File
Deed Document Number20222022008639
Deed Book / Page18959 / 783
Prior Transfer DateFeb 18, 2022
Prior Transfer Doc0189590783
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address249 WEST ST, BIDDEFORD, ME 04005-9762
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190020158
DateApr 14, 2022
Book Page19002/158
Instrument2022016564
Lender
NameSACO VALLEY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueMay 1, 2047

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBIDDEFORD ME
Recording DateFeb 22, 2022
Property Address249 WEST ST, BIDDEFORD, ME 04005-9762
Document Number0189590783
Book / Page18959 / 783
Instrument DateFeb 18, 2022
Instrument2022008639
Transaction TypeTransfer
Record UpdatedMar 7, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 WEST ST, BIDDEFORD, ME 04005-9762

Mortgage

Document Number2022008640
DateFeb 22, 2022
Instrument2022008640
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address249 WEST ST, BIDDEFORD, ME 04005-9762
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0178990641
DateFeb 25, 2019
Book Page17899/641
Instrument2019006436
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2049

June 2018: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address249 WEST ST, BIDDEFORD, ME 04005-9762
Document Number0177330090
Instrument DateJun 13, 2018
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyFIRST CHOICE TITLE

Transaction

Additional
  • Intrafamily Transfer

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address762 MAIN ST SOUTH PORTLAND ME 041065440, SOUTH PORTLAND, ME 04106-5440

Mortgage

Document Number0177330090
DateJun 14, 2018
Book Page017733/000090
Instrument21814
Lender
NameWHITMAN GROUP
Address3 BELMONT TER, GORHAM, ME 04038-1435
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 249 West St was $4,306, up 5.9% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,306.00 (+5.93%)$288,200 (+0.8%) Land $166,600 Building $121,600
2024$4,065.00 (+9.51%)$285,900 (+1.06%) Land $166,600 Building $119,300
2023$3,712.00 (-3.66%)$282,900 (+20.49%) Land $163,600 Building $119,300$369,075
2022$3,853.00$234,800 Land $92,300 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 West St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1978–1991)
Most Recent ClaimOct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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