Suffolk County and Brookhaven Town property record for 249 Wavecrest Dr, Mastic Beach, NY 11951
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Sep 2019) |
| Tax Bill | $8,061 (2024) |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-970.00-11.00-008.003 |
| Primary APN | 0200-970.00-11.00-008.003 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|---|
| View / Lot | Waterfront |
| Account Number | 4106993 |
|---|---|
| Street Address | 249 WAVECREST DR |
| City | MASTIC BEACH |
| State | NY |
| Zip | 11951-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP MASTIC ACRES UNIT 7 |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 159512 |
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 249 WAVECREST DR, MASTIC BEACH, NY 11951-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Apr 30, 2020 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage QUICKEN LNS |
| Sep 11, 2019 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Prior Sale | Jun 7, 1996 · Amount on Record |
| Deed Book / Page | 13028 / 147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 249 WAVECREST DR, MASTIC BEACH, NY 11951-1433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0232670867 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 23267/867 |
| Instrument | DM006942 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 249 WAVECREST DR, MASTIC BEACH, NY 11951-1433 |
| Document Number | 0231560469 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 249 WAVECREST DR MASTIC BEACH NY 119511433, MASTIC BEACH, NY 11951-1433 |
| Document Number | 0231560469 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 023156/000469 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 249 WAVECREST DR, MASTIC BEACH, NY 11951-1433 |
| Document Number | 0231560470 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 249 WAVECREST DR MASTIC BEACH NY 119511433, MASTIC BEACH, NY 11951-1433 |
| Document Number | 0231560470 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 023156/000470 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 11, 2019 |
| Property Address | 249 WAVECREST DR, MASTIC BEACH, NY 11951-1433 |
| Document Number | 0130280147 |
| Book / Page | 013028 / 000147 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 441 ALABAMA AVE BROOKLYN NY 112075238, BROOKLYN, NY 11207-5238 |
| Document Number | 230590935 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 023059/000935 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2049 |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | William Floyd Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,000 (-) Land $200 Building $1,800 | $416,667 (+11,152.15%) Land $37,736 Building $339,623 | |
| 2024 | $8,061.00 | ||
| 2023 | $2,000 Land $200 Building $1,800 | $3,703 Land $370 Building $3,333 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 52 (1978–2024) |
| Claims Outside the SFHA | 5 of 52 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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