249 Wave St, Laguna Beach, CA 92651 Property Records

Orange County property record for 249 Wave St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,062 sqft · built 1940
Lot Size	0.137 acres (5,962 sqft)
Owner	Individual Name on Record
Last Sale	$1,075,000 (Nov 2003)
Tax Bill	$17,356 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-143-15`

Property Details

APN / Parcel Number

Primary APN	`053-143-15`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,962 sqft (0.137 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	249 WAVE ST
City	LAGUNA BEACH
State	CA
Zip	92651-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR MC KNIGHTS ADD BLK H LOT 7 MC KNIGHTS ADD LOT 7 BLK H(AND NELY 13 FT LOT 8
Legal Subdivision	MCKNIGHTS ADD SEC A TO LAGUNA CLIFFS
Legal Tract	481
Legal Block	H
Legal Lot Number	7,8
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3003
Census Tract	62656

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	668 N COAST HWY, LAGUNA BEACH, CA 92651-1513
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FUNDLOANS CAPITAL
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage SG CAPITAL PARTNERS OF CALIFORNIA LLC
Sep 9, 2019	Deed of Trust, Mortgage 5TH STREET CAP INC
Aug 24, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 24, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2003 · Amount on Record
Deed Sale	Nov 18, 2003 · Amount on Record
Prior Sale	Jan 19, 2000 · Amount on Record
Deed Document Number	20031401997
Prior Transfer Date	Apr 28, 1994
Prior Transfer Doc	0000319495
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	249 WAVE ST, LAGUNA BEACH, CA 92651-1453
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 WAVE ST, LAGUNA BEACH, CA 92651-1453

Mortgage

Document Number	0000341564
Date	Dec 9, 2025
Instrument	2025000341564

Lender

Name	FUNDLOANS CAPITAL
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	249 WAVE ST, LAGUNA BEACH, CA 92651-1453
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 WAVE ST, LAGUNA BEACH, CA 92651-1453

Mortgage

Document Number	0000545564
Date	Aug 31, 2021
Instrument	2021000545564

Lender

Name	SG CAPITAL PARTNERS OF CALIFORNIA LLC
Type	Non-Lending Institution
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2061

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	249 WAVE ST, LAGUNA BEACH, CA 92651-1453
Document Number	0000353299
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	249 WAVE ST LAGUNA BEACH CA 926511453, LAGUNA BEACH, CA 92651-1453

Mortgage

Document Number	0000353299
Date	Sep 17, 2019
Instrument	353299

Lender

Name	5TH STREET CAP INC
Address	2020 CAMINO DEL RIO N # 300, SAN DIEGO, CA 92108-1543

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Sep 16, 2059

Interest

Rate Type	Adjustable Rate
Rate	6.75%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 24, 2017
Property Address	249 WAVE ST, LAGUNA BEACH, CA 92651-1453
Document Number	0000360957
Instrument Date	Aug 17, 2017
Instrument	360957
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	249 WAVE ST LAGUNA BEACH CA 926511453, LAGUNA BEACH, CA 92651-1453

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 24, 2017
Property Address	249 WAVE ST, LAGUNA BEACH, CA 92651-1453
Document Number	0000360956
Instrument Date	Aug 11, 2017
Instrument	360956
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	668 N COAST HWY #401 LAGUNA BEACH CA 926511513, 401, LAGUNA BEACH, CA 92651-1513

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,558,988 (+2%) Land $1,428,394 Building $130,594
2025	$17,356.00 (+2.41%)	$1,528,420 (+4.04%) Land $1,400,386 Building $128,034
2024	$16,947.00 (-0.39%)
2023	$17,013.00 (+2.54%)	$1,469,070 Land $1,346,007 Building $123,063
2022	$16,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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