San Joaquin County property record for 249 W Rustica Dr, Mountain House, CA 95391
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $1,219,500 (Mar 2026) |
| Tax Bill | $10,238 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Feb 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-210-050-000 |
| Primary APN | 258-210-050-000 |
|---|
| Street Address | 249 W RUSTICA DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95391-8058 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 23 MOUNTAIN HOUSE NGBHD J UNIT 7 TRACT 3974 |
| Legal Tract | 3974 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
Source: San Joaquin County records · APN 258-210-050-000
Assessment roll updated September 24, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 W RUSTICA DR, TRACY, CA 95391-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 12, 2026 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 26, 2026 | Grant Deed, Transfer · Construction Mortgage AREC ORIGINATIONS 2 LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Deed Document Number | 202622557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 12, 2026 |
| Property Address | CA |
| Document Number | 0000022557 |
| Map Reference | MB 44 PG 144 |
| Instrument Date | Mar 03, 2026 |
| Instrument | 2026-022557 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 249 W RUSTICA DR, MOUNTAIN HOUSE, CA 95391-8058 |
| Document Number | 0000022558 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026-022558 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.25% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 9.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 26, 2026 |
| Property Address | CA |
| Document Number | 0000015876 |
| Map Reference | MB 44 PG 144 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026-015876 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 S STERLING DR STE 246, 246, MOUNTAIN HOUSE, CA 95391-3046 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015878 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026-015878 |
| Name | AREC ORIGINATIONS 2 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CORTE MADERA, CA 94925 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 26, 2029 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,238.00 | $83,088 Land $83,088 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | High above 81% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 466 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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