249 W Main St, Sylva, NC 28779 Property Records

Jackson County property record for 249 W Main St, Sylva, NC 28779

Property Summary

Property Type	Duplex
Details	2 ba · 960 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on Record
Last Sale	$10,000 (May 2021)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7641-37-0712`

Property Details

APN / Parcel Number

Primary APN	`7641-37-0712`
Alternative APN	`85055`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	960 sqft Heated Area
1st Floor Area	480 sqft
Upper Floors Area	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Porch
Porch Area	552 sqft
Patio Area	740 sqft
Canopy	2,880 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	249 W MAIN ST
City	SYLVA
State	NC
Zip	28779-2929
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B2 BUSINES
Legal Description	STORE,STATION,BEAUTY SHOP & REST
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3004
Census Tract	950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	108 DILLSBORO RD, SYLVA, NC 28779-8424
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage KGS RENTALS LLC
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CATAMOUNT RENTALS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Deed Book / Page	2301 / 194
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	249 W MAIN ST, SYLVA, NC 28779-2929
Document Number	0022541802
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	249 W MAIN ST SYLVA NC 287792929, SYLVA, NC 28779-2929

Mortgage

Document Number	0022541802
Date	Nov 26, 2019
Book Page	002254/001802

Lender

Name	KGS RENTALS LLC
Address	PO BOX 433, DILLSBORO, NC 28725-0433

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	249 W MAIN ST, SYLVA, NC 28779-2929
Document Number	0022541793
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	249 W MAIN ST SYLVA NC 287792929, SYLVA, NC 28779-2929

Mortgage

Document Number	0022541793
Date	Nov 26, 2019
Book Page	002254/001793

Lender

Name	CATAMOUNT RENTALS LLC
Address	PO BOX 433, DILLSBORO, NC 28725-0433

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Sylva Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,346 (-29.46%) Land $520,200 Building $400,146
2025	$3,497.00 (-29.47%)
2023	$4,958.00	$1,304,750 Land $525,000 Building $779,750

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	TUCKASEIGEE WATER & SEWER AUTH
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures