249 V E S Rd, Lynchburg, VA 24503 Property Records

Lynchburg City property record for 249 V E S Rd, Lynchburg, VA 24503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1996
Lot Size	1.08 acres (47,132 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2025)
Tax Bill	$1,475 (2026)
Deeds & Mortgages	Feb 2012 Reverse Mortgage May 2010 Mortgage + 2 more
APN	`100 01 028`

Property Details

APN / Parcel Number

Primary APN	`100 01 028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
Basement Area	1,487 sqft
Unfinished Basement	1,487 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,132 sqft (1.08 acres)
Lot Dimensions	422 ft deep x 150 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	249 V E S RD
City	LYNCHBURG
State	VA
Zip	24503-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CHARLES F SMITH TRUSTEE, PARCEL A
Legal Subdivision	REUSENS
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	1
Census Block	1000
Census Tract	100

Owner

Source: Lynchburg City records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	249 V E S RD, LYNCHBURG, VA 24503-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2012	Deed of Trust, Mortgage · Reverse Mortgage GENWORTH FINANCIAL HOME EQUITY ACCESS
May 21, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES
Jul 25, 2006	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC
Dec 23, 2025	Deed, Transfer · Conventional Mortgage SELECT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	May 12, 2005 · Amount on File
Deed Document Number	20258259
Prior Transfer Date	May 11, 2005
Prior Transfer Doc	0000004321
Record Updated	Oct 29, 2026

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	249 V E S RD, LYNCHBURG, VA 24503-1039
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120000873
Date	Feb 7, 2012
Instrument	120000873

Lender

Name	GENWORTH FINANCIAL HOME EQUITY ACCESS
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	961 Months
Due	Mar 15, 2092

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	249 V E S RD, LYNCHBURG, VA 24503-1039
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100003252
Date	May 21, 2010
Instrument	100003252

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2040

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	249 V E S RD, LYNCHBURG, VA 24503-1039
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006007060
Date	Jul 25, 2006
Instrument	06007060

Lender

Name	MEMBER OPTIONS LLC
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2036

Interest

Rate	6.75%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Dec 23, 2025
Property Address	249 V E S RD, LYNCHBURG, VA 24503-1039
Document Number	0250008259
Instrument Date	Dec 22, 2025
Instrument	250008259
Transaction Type	Transfer
Record Updated	Jun 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 V E S RD, LYNCHBURG, VA 24503-1039

Mortgage

Document Number	0250008260
Date	Dec 23, 2025
Instrument	250008260

Lender

Name	SELECT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,475.00 (+33.36%)	$175,600 (-) Land $20,800 Building $154,800
2025	$1,106.00 (-13.93%)	$175,600 (+21.61%) Land $20,800 Building $154,800	$175,600 (+21.61%) Land $20,800 Building $154,800
2023	$1,285.00	$144,400 Land $15,800 Building $128,600	$144,400 Land $15,800 Building $128,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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