Morgan County property record for 249 Union Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,290 sqft · built 2008 |
| Lot Size | 7.3 acres (317,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Mar 2026) |
| Tax Bill | $1,232 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-08-0-000-001.009 |
| Primary APN | 17-03-08-0-000-001.009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,290 sqft Living Area |
| 1st Floor Area | 2,290 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 317,988 sqft (7.3 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 119796 |
|---|---|
| Street Address | 249 UNION RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NW COR OF NE1/4 OF NE1/4 OF SEC 8, T7S, R2W, TH E 1322.20', TH SO 241.50', TH W 1320.48', TH N 241.51' TO POB |
| Legal Range | 2W |
| Legal Township | 7S |
| Legal Section | 08 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 5405 |
249 Union Rd is owned and occupied by two individuals who bought it in March 2026.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 PERSIMMON RDG, RADCLIFF, KY 40160-1288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF ALABAMA |
| Apr 2, 2009 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Aug 23, 2013 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 4, 2008 | Deed of Trust, Mortgage · Construction Mortgage MERCHANTS BANK OF ALABAMA |
| Mar 17, 2026 | Survivorship Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Jul 25, 2007 | Warranty Deed, Transfer WACHOVIA BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on File |
| Deed Sale | Mar 17, 2026 · Amount on File |
| Prior Sale | Jul 25, 2007 · Amount on File |
| Deed Book / Page | 2026 / 2460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 249 UNION RD, SOMERVILLE, AL 35670-5845 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 249 UNION HILL RD, SOMERVILLE, AL 35670-5452 |
| Document Number | 2025/36019 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 2025/36019 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 9, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 249 UNION RD, SOMERVILLE, AL 35670-5845 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009/12607 |
|---|---|
| Date | Apr 2, 2009 |
| Book Page | 2009/12607 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 249 UNION RD, SOMERVILLE, AL 35670-5845 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2013/33302 |
|---|---|
| Date | Aug 23, 2013 |
| Book Page | 2013/33302 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 249 UNION RD, SOMERVILLE, AL 35670-5845 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008/09109 |
|---|---|
| Date | Mar 4, 2008 |
| Book Page | 2008/09109 |
| Name | MERCHANTS BANK OF ALABAMA |
|---|---|
| Address | CULLMAN, AL 35055 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Mar 17, 2026 |
| Property Address | 249 UNION RD, SOMERVILLE, AL 35670-5845 |
| Document Number | DEED2026/2460 |
| Book / Page | DEED 2026 / 2460 |
| Instrument Date | Mar 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 249 UNION RD, SOMERVILLE, AL 35670-5845 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 129 PERSIMMON RDG, RADCLIFF, KY 40160-1288 |
| Document Number | MTG202610820 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | MTG 2026/10820 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 25, 2007 |
| Property Address | 249 UNION RD, SOMERVILLE, AL 35670-5845 |
| Document Number | 2007/06106 |
| Book / Page | 2007 / 06106 |
| Instrument Date | Jul 20, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $8.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 733 ACRES M1 UNION ROAD, SOMERVILLE, AL 35670 |
| Document Number | 2007/41605 |
|---|---|
| Date | Jul 25, 2007 |
| Book Page | 2007/41605 |
| Name | WACHOVIA BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28288 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 19, 2022 |
The 2025 property tax bill for 249 Union Rd was $1,232 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,232.00 Homeowner's exemption | $35,240 (+1.67%) Land $7,980 Building $27,260 | $343,800 (-0.81%) Land $79,800 Building $264,000 |
| 2024 | $34,660 (-1.65%) Land $7,980 Building $26,680 | $346,600 (-1.65%) Land $79,800 Building $266,800 | |
| 2023 | $1,242.00 (+9.23%) Homeowner's exemption | $35,240 (+10.64%) Land $7,980 Building $27,260 | $352,400 (+10.64%) Land $79,800 Building $272,600 |
| 2022 | $1,137.00 Homeowner's exemption | $31,850 Land $7,250 Building $24,600 | $318,500 Land $72,500 Building $246,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 249 Union Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 249 Union Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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