249 Toad Level Rd, Flat Top, WV 25841 Property Records

Mercer County property record for 249 Toad Level Rd, Flat Top, WV 25841 · Last verified December 2025

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	275,996 sqft (6.33 acres)
Last Sale	$25,000 (2013)
Tax Bill	$400.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-7-0012.0002`
Alternative APNs	`28-06-7-0012.0002` `08014840`

Exterior

Lot Area	275,996 sqft (6.33 acres)

Utilities and HVAC

Water Source	Commercial Water Source

Location & Zoning

Account Number	08014840
Street Address	249 TOAD LEVEL RD
City	FLAT TOP
State	WV
Zip	25841-9720
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	6.336 AC TRACT EAST OF TOAD LEVEL RD 19-46 PLAT 16941
Jurisdiction	MERCER WV
Minor Civil Division	III
Census Blockgroup	3
Census Block	3006
Census Tract	900

Owner

Source: Mercer County records · APN 06-7-0012.0002

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 474, COOL RIDGE, WV 25825-0474
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2013 · Amount on Record
Deed Sale	Sep 26, 2013 · Amount on Record
Prior Sale	Sep 26, 2013 · Amount on Record
Deed Doc Number	000996/156
Deed Book / Page	996 / 156
Last Transfer Date	Sep 09, 2024
Transfer Doc	001141/348
Record Refreshed	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER WV
Property Address	249 TOAD LEVEL RD, FLAT TOP, WV 25841-9720
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 TOAD LEVEL RD, FLAT TOP, WV 25841-9720

Mortgage

Document Number	001494/716
Date	Sep 08, 2025
Book Page	1494/716
Instrument	959557

Lender

Name	MCNB BANK AND TRUST CO
Type	Bank
Address	WELCH, WV 24801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 01, 2032
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Margin	3
Max Rate	12.8%

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mercer County
Unified School District	Mercer County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$400.00 (+17.3%)	$17,650 (+17.59%) Land $17,650	$29,300 (+17.67%) Land $29,300
2023	$341.00	$15,010 Land $15,010	$24,900 Land $24,900