North Kingstown Town property record for 249 Sylvan Ct, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,900 sqft · built 2012 |
| Lot Size | 0.478 acres (20,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,500 (Mar 2012) |
| Tax Bill | $10,376 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:030 B:083 |
| Primary APN | NKIN M:030 B:083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,900 sqft Living Area |
| Gross Area | 5,571 sqft |
| 1st Floor Area | 1,395 sqft |
| Attic | Attic |
| Attic Area | 552 sqft |
| Basement Area | 1,395 sqft |
| Unfinished Basement | 1,395 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,818 sqft (0.478 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 37768 |
|---|---|
| Street Address | 249 SYLVAN CT |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-1983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NRC |
| Legal Block | 83 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 50401 |
249 Sylvan Ct is owned and occupied by two individuals who bought it in March 2012.
Source: North Kingstown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 SYLVAN CT, SAUNDERSTOWN, RI 02874-1983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLES CREDIT UNION |
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHAMROCK HM LNS |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI SHAMROCK HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2012 · Amount on File |
| Deed Sale | Mar 20, 2012 · Amount on File |
| Deed Book / Page | 2635 / 211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Apr 21, 2026 |
| Property Address | 249 SYLVAN CT, SAUNDERSTOWN, RI 02874-1983 |
| Document Number | 003757-170 |
| Book / Page | 3757 / 170 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20261222 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 249 SYLVAN CT, SAUNDERSTOWN, RI 02874-1983 |
| Document Number | 0000001222, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 3757/170 |
| Instrument | 20261222 |
| Name | PEOPLES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 249 SYLVAN CT, SAUNDERSTOWN, RI 02874-1983 |
| Document Number | 3331-244 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 249 SYLVAN CT SAUNDERSTOWN RI 028741983, SAUNDERSTOWN, RI 02874-1983 |
| Document Number | 3331-244 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 003331/000244 |
| Instrument | 5610 |
| Name | SHAMROCK HM LNS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 249 SYLVAN CT, SAUNDERSTOWN, RI 02874-1983 |
| Document Number | 3221-109 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 249 SYLVAN CT SAUNDERSTOWN RI 028741983, SAUNDERSTOWN, RI 02874-1983 |
| Document Number | 3221-109 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 003221/000109 |
| Instrument | 4022 |
| Name | SHAMROCK HM LNS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2049 |
The 2025 property tax bill for 249 Sylvan Ct was $10,376.
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,376.00 | $939,900 Land $245,900 Building $694,000 | $1,069,273 |
| 2023 | $9,989.00 | $696,600 Land $163,200 Building $533,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 249 Sylvan Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2002–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 249 Sylvan Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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