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249 Springbrook Trl S, Oswego, IL 60543 Property Records

Kendall County property record for 249 Springbrook Trl S, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,672 sqft · built 2004
Lot Size0.046 acres (1,993 sqft)
OwnerCompany Name on Record
Last Sale$176,000 (Aug 2018)
Tax Bill$6,701 (2024)
Deeds & MortgagesAug 2018 Sale & Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN03-03-455-048

Property Details

APN / Parcel Number

Primary APN03-03-455-048

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,112 sqft
1st Floor Area1,672 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,993 sqft (0.046 acres)
Lot Dimensions73 ft deep x 27 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address249 SPRINGBROOK TRL S
CityOSWEGO
StateIL
Zip60543-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 117 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number117
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1000
Census Tract890103

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address26302 WHISPERING WOODS CIR, PLAINFIELD, IL 60585-2586
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2018Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Aug 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2018 · Amount on Record
Deed SaleAug 9, 2018 · Amount on Record
Prior SaleJun 9, 2004 · Amount on Record
Deed Document Number201811405
Prior Transfer DateJun 19, 2017
Prior Transfer Doc0000012920
Record UpdatedOct 29, 2026

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionKENDALL IL
Recording DateAug 9, 2018
Property Address249 SPRINGBROOK TRL S, OSWEGO, IL 60543-4006
Document Number0000011405
Map ReferenceDOC200300016564
Instrument DateAug 3, 2018
Instrument201800011405
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$176.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address26302 WHISPERING WOODS CIR, PLAINFIELD, IL 60585-2586

Mortgage

Document Number0000011406
DateAug 9, 2018
Instrument201800011406
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate
Rate5.37%

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateAug 14, 2017
Property Address249 SPRINGBROOK TRL S, OSWEGO, IL 60543-4006
Document Number0000012920
Instrument DateJun 19, 2017
Instrument12920
Transaction TypeTransfer
Record UpdatedSep 5, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address39W373 WEAVER LN GENEVA IL 601346061, GENEVA, IL 60134-6061

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$92,440 (+36.59%) Land $18,023 Building $74,417$277,320 (+36.59%) Land $54,069 Building $223,251
2024$6,701.00
2022$67,678 Land $13,195 Building $54,483$203,034 Land $39,585 Building $163,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
Watch TV
Fixed Wireless		400 / 40
AT&T
DSL · Fiber in parts of the area		100 / 20

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