249 Spring St, Richfield, NC 28137 Property Records

Stanly County property record for 249 Spring St, Richfield, NC 28137 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details1,972 sqft · built 2020
Lot Size1.42 acres (62,291 sqft)
OwnerIndividual Name on File
Last Sale$10,000 (Oct 2018)
Tax Bill$1,979 (2023)
Deeds & MortgagesMar 2024 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN662304911498

Property Details

APN / Parcel Number

Primary APN662304911498
Alternative APNs
  • 1522232
  • 7906

Interior

Stories1 Story
Building Area1,972 sqft Finished Area

Exterior

Year BuiltBuilt 2020
Lot Area62,291 sqft (1.42 acres)
Lot Dimensions200 ft deep x 300 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1522232
Street Address249 SPRING ST
CityRICHFIELD
StateNC
Zip28137-7963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 249 SPRING ST LOTS 5/7 662304055
Legal Lot Number5
JurisdictionSTANLY NC
Township / Civil DivisionHARRIS
Census Block Group2
Census Block2005
Census Tract930101

Owner

Source: Stanly County records · APN 662304911498

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address249 SPRING ST, RICHFIELD, NC 28137-7963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2024Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Deed Document Number0016561571
Record UpdatedJun 07, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address249 SPRING ST, RICHFIELD, NC 28137-7963
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000465928
DateMar 07, 2024
Book Page1846/770
Instrument465928
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address249 SPRING ST, RICHFIELD, NC 28137-7963
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000438273
DateSep 29, 2021
Book Page1758/1663
Instrument438273
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityRichfield Town
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,979.00$219,929 Land $32,467 Building $187,462$219,929 Land $32,467 Building $187,462

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371679301012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Spring St

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