St. Charles County property record for 249 Split Rail Dr, Wentzville, MO 63385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,862 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,150 (May 2007) |
| Tax Bill | $3,744 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T010200245 |
| Primary APN | T010200245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,862 sqft Living Area |
| Gross Area | 2,868 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 638 sqft |
| Finished Basement | 510 sqft |
| Unfinished Basement | 128 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 878 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 196 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T010200245 |
|---|---|
| Street Address | 249 SPLIT RAIL DR |
| City | WENTZVILLE |
| State | MO |
| Zip | 63385-5567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMER BROOK #7 LOT 87 |
| Legal Subdivision | SUMMER BROOK #7 |
| Legal Lot Number | 87 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 312094 |
249 Split Rail Dr is owned and occupied by two individuals who bought it in May 2007.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2007 · Amount on File |
| Deed Sale | May 1, 2007 · Amount on File |
| Prior Sale | Jul 19, 2004 · Amount on File |
| Deed Document Number | 2007356910 |
| Deed Book / Page | 4742 / 1788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 249 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 249 SPLIT RAIL DR, WENTZVILLE, MO 63385-5567 |
| Document Number | 0000014290 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022R-014290 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 249 Split Rail Dr was $3,744.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | Wentzville City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,664 (-) | $292,967 (-) Building $292,967 | |
| 2025 | $3,744.00 | $55,664 | $292,967 |
| 2023 | $49,855 | ||
| 2022 | $262,397 Land $40,000 Building $222,397 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 249 Split Rail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 249 Split Rail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Wisper ISP.
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