249 Spencer St, Marion, OH 43302 Property Records

Marion County property record for 249 Spencer St, Marion, OH 43302

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1926
Lot Size	0.114 acres (4,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,000 (Aug 2009)
Tax Bill	$1,341 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-4300011.000`

Property Details

APN / Parcel Number

Primary APN	`12-4300011.000`
Alternative APN	`300010900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Flooring	Wood
Interior Walls	Block

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Roof Material	Other
Lot Area	4,980 sqft (0.114 acres)
Lot Width	80 ft Width
View / Lot	Front Unit
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	249 SPENCER ST
City	MARION
State	OH
Zip	43302-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST VIEW LOT 9694-5 PG 30
Legal Subdivision	EAST VIEW
Legal Lot Number	9695
Jurisdiction	MARION OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2001
Census Tract	700

Owner

Source: Marion County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 SPENCER ST, MARION, OH 43302-4422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2009 · Amount on Record
Deed Sale	Aug 13, 2009 · Amount on Record
Prior Sale	Jun 7, 2001
Deed Document Number	20094881
Deed Book / Page	1102 / 538
Last Transfer Date	Dec 27, 2016
Transfer Doc	0000007768
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Recording Date	Sep 17, 2026
Property Address	249 SPENCER ST, MARION, OH 43302-4422
Document Number	0000005965
Book / Page	1803 / 1
Instrument Date	Sep 4, 2026
Instrument	20265965
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	SECURIAN FINANCIAL GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	249 SPENCER ST, MARION, OH 43302-4422

Mortgage

Document Number	0000005965,
Date	Sep 17, 2026
Book Page	1803/1
Instrument	20265965

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	249 SPENCER ST, MARION, OH 43302-4422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014150688
Date	Dec 1, 2017
Book Page	1415/688
Instrument	2017-07608

Lender

Name	US BANK NA
Type	Bank
Address	COLUMBUS, OH 43210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Marion Township
Municipality	Marion City
Unified School District	Marion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,341.00 (+20.59%)	$37,460 (+28.99%) Land $8,320 Building $29,140	$107,030 (+29%) Land $23,770 Building $83,260
2024	$1,112.00	$29,040 (-) Land $7,850 Building $21,190
2023	$1,112.00 (+7.75%)	$29,040 (-) Land $7,850 Building $21,190
2022	$1,032.00	$29,040 Land $7,850 Building $21,190	$82,970 Land $22,430 Building $60,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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