249 Shell Point Ln, Hudgins, VA 23076 Property Records

Mathews County property record for 249 Shell Point Ln, Hudgins, VA 23076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,032 sqft · built 1910
Lot Size	2.62 acres (114,301 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Mar 2017)
Tax Bill	$3,900 (2026)
Deeds & Mortgages	Feb 2022 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`11A6-A-42`

Property Details

APN / Parcel Number

Primary APN	`11A6-A-42`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Roof Type	Gable
Roof Material	Asphalt
Lot Area	114,301 sqft (2.62 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	249 SHELL POINT LN
City	GWYNN
State	VA
Zip	23066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC 2.624 0000/
Legal Subdivision	GWYNNS ISLAND
Legal Lot Number	42
Jurisdiction	MATHEWS VA
Township / Civil Division	PIANKATANK
Census Block Group	1
Census Block	1004
Census Tract	951302

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12261 PINHOOK RD, ROCKVILLE, VA 23146-1514
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Intrafamily Transfer, Transfer
Mar 1, 2017	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	2017251
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MATHEWS VA
Recording Date	Feb 28, 2022
Property Address	249 SHELL POINT LN, HUDGINS, VA 23076
Document Number	0220000331
Instrument Date	Nov 11, 2021
Instrument	220000331
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12261 PINHOOK RD, ROCKVILLE, VA 23146-1514

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Mar 1, 2017
Property Address	249 SHELL POINT LN, HUDGINS, VA 23076
Document Number	170000251
Map Reference	MB 14 PG 234
Instrument Date	Feb 17, 2017
Instrument	170000251
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 SHELL POINT LN, GWYNN, VA 23066

Mortgage

Document Number	170000252
Date	Mar 1, 2017
Instrument	170000252

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,900.00	$629,100 (+15.41%) Land $290,600 Building $338,500
2025	$3,900.00 (+27.79%)
2023	$3,052.00	$545,100 Land $290,600 Building $254,500	$629,100 Land $290,600 Building $338,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 144 individual policies
Nearby Flood Policies	171 units insured incl. 27 condo units
Nearby Flood Claims	8 (2003–2025)
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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