Bergen County and Saddle Brook Township property record for 249 Saddle River Rd, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,886 sqft · built 1920 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,621 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-00904-0000-00009 |
| Primary APN | 57-00904-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,886 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 5,201 sqft (0.119 acres) |
| Lot Dimensions | 100 ft deep x 52 ft wide |
| Street Address | 249 SADDLE RIVER RD |
|---|---|
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-4644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 52X100 |
| Legal Block | 904 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 52100 |
249 Saddle River Rd is owned and occupied by two individuals who acquired it in June 2018.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 SADDLE RIVER RD, SADDLE BROOK, NJ 07663-4644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| May 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 12, 2018 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 28, 2018 |
| Transfer Doc | 0030090606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 10, 2026 |
| Property Address | 249 SADDLE RIVER RD, SADDLE BROOK, NJ 07663-4644 |
| Document Number | 0000055517 |
| Book / Page | 5872 / 804 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202655517 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 249 SADDLE RIVER RD, SADDLE BROOK, NJ 07663-4644 |
| Document Number | 0000055517, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 5872/804 |
| Instrument | 202655517 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 17, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 249 SADDLE RIVER RD, SADDLE BROOK, NJ 07663-4644 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 249 SADDLE RIVER RD, SADDLE BROOK, NJ 07663-4644 |
| Document Number | 0049950341 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 4995/341 |
| Instrument | 2023032803 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 26, 2018 |
| Property Address | 249 SADDLE RIVER RD, SADDLE BROOK, NJ 07663-4644 |
| Document Number | 0030090606 |
| Book / Page | 003009 / 000606 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 53579 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 249 SADDLE RIVER RD SADDLE BROOK NJ 076634644, SADDLE BROOK, NJ 07663-4644 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 249 SADDLE RIVER RD, SADDLE BROOK, NJ 07663-4644 |
| Document Number | 0030121956 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | ISGN RECORDING DEPT |
| Name | Verified Name |
|---|---|
| Address | 249 SADDLE RIVER RD SADDLE BROOK NJ 076634644, SADDLE BROOK, NJ 07663-4644 |
| Document Number | 0030121956 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 003012/001956 |
| Instrument | 54471 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 249 Saddle River Rd was $11,621, up 5.6% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $598,300 (+22.18%) Land $201,000 Building $397,300 | $598,300 (+22.18%) Land $201,000 Building $397,300 | |
| 2025 | $11,621.00 (+5.65%) | $489,700 Land $196,000 Building $293,700 | $489,700 Land $196,000 Building $293,700 |
| 2024 | $11,000.00 | ||
| 2023 | $425,100 Land $178,900 Building $246,200 | $425,100 Land $178,900 Building $246,200 | |
| 2022 | $9,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 249 Saddle River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 181 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 199 units insured incl. 18 condo units |
| Nearby Flood Claims | 63 (1979–2022) |
| Most Recent Claim | Sep 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 249 Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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