249 Roxboro Rd, Vermilion, OH 44089 Property Records

Lorain County property record for 249 Roxboro Rd, Vermilion, OH 44089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,002 sqft · built 1900
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$79,900 (Aug 2020)
Tax Bill$2,363 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-00-002-111-011

Property Details

APN / Parcel Number

Primary APN01-00-002-111-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,002 sqft Living Area
1st Floor Area1,002 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area6,098 sqft (0.139 acres)
Lot Dimensions90 ft deep x 70 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address249 ROXBORO RD
CityVERMILION
StateOH
Zip44089-2263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERMILION ON THE LAKE 1 70 X 90
Legal SubdivisionVER ON LAKE 1 FRNT
Legal Block111
Legal Lot Number1058
JurisdictionLORAIN OH
Township / Civil DivisionBROWNHELM
Census Block Group1
Census Block1016
Census Tract30101

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address249 ROXBORO RD, VERMILION, OH 44089-2263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Aug 11, 2020Warranty Deed, Transfer · Conventional with PMI
LENDUS LLC
Jun 21, 2019Warranty Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND
Dec 21, 2018Warranty Deed, Transfer
BEVERLY K SIMMONS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleJun 21, 2019 · Amount on Record
Deed Document Number2020004549
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address249 ROXBORO RD, VERMILION, OH 44089-2263
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyERIEVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210821936
DateJun 8, 2021
Instrument2021-0821936
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueSep 1, 2050
Interest

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 11, 2020
Property Address249 ROXBORO RD, VERMILION, OH 44089-2263
Document Number0000773456
Instrument DateAug 7, 2020
Instrument773456
Transaction TypeTransfer
Record UpdatedAug 20, 2020
Title CompanyERIEVIEW TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 ROXBORO RD VERMILION OH 440892263, VERMILION, OH 44089-2263

Mortgage

Document Number773457
DateAug 11, 2020
Instrument773457
Lender
NameLENDUS LLC
AddressALAMO, CA 94507
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 21, 2019
Property Address249 ROXBORO RD, VERMILION, OH 44089-2263
Document Number0000719246
Instrument DateJun 20, 2019
Instrument719246
Transaction TypeTransfer
Record UpdatedJul 8, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 ROXBORO RD VERMILION OH 440892263, VERMILION, OH 44089-2263

Mortgage

Document Number719247
DateJun 21, 2019
Instrument719247
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 20, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 21, 2018
Property Address249 ROXBORO RD, VERMILION, OH 44089-2263
Document Number0000699181
Instrument DateDec 20, 2018
Instrument699181
Transaction TypeTransfer
Record UpdatedJan 17, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4454 LIBERTY AVE VERMILION OH 44089, VERMILION, OH 44089

Mortgage

Document Number699182
DateDec 21, 2018
Instrument699182
Lender
NameBEVERLY K SIMMONS
Address5999 MONTAUK PT, VERMILION, OH 44089-3822
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionBrownhelm Township
MunicipalityVermilion City
Unified School DistrictVermilion Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,363.00$48,860 (-0.01%) Land $12,170 Building $36,690$139,620 (-) Land $34,780 Building $104,840
2024$2,363.00 (+39.74%)$48,867 (+50.27%) Land $12,173 Building $36,694$139,620 (+50.27%) Land $34,780 Building $104,840
2023$1,691.00 (+0.71%)$32,519 (%) Land $8,754 Building $23,765$92,910 (-) Land $25,010 Building $67,900
2022$1,679.00$32,520 Land $8,750 Building $23,770
2021$92,910 Land $25,010 Building $67,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERMILION CITY
serves 10,594 people · EPA ID OH2201511
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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