249 Rowland Dr, Richlands, NC 28574 Property Records

Onslow County property record for 249 Rowland Dr, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 2013
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Apr 2022)
Tax Bill	$1,231 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47F-5`

Property Details

APN / Parcel Number

Primary APN	`47F-5`
Alternative APNs	`484145000` `154520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	484145000
Street Address	249 ROWLAND DR
City	RICHLANDS
State	NC
Zip	28574-8458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L64 S2 BRADFORD ESTATES
Legal Subdivision	BRAFORD ESTATES SEC 11
Legal Lot Number	64
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2003
Census Tract	204

Owner

249 Rowland Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	249 ROWLAND DR, RICHLANDS, NC 28574-8458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 2, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Book / Page	5723 / 486
Prior Transfer Date	Oct 21, 2017
Prior Transfer Doc	0046960609
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 5, 2022
Property Address	249 ROWLAND DR, RICHLANDS, NC 28574-8458
Document Number	0057230486
Book / Page	5723 / 486
Instrument Date	Mar 3, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24504 68TH ST, 24504, SALEM, WI 53168-9762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 ROWLAND DR, RICHLANDS, NC 28574-8458

Mortgage

Document Number	0005723489
Date	Apr 5, 2022
Instrument	5723/489

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Nov 2, 2017
Property Address	249 ROWLAND DR, RICHLANDS, NC 28574-8458
Document Number	0046960609
Book / Page	4696 / 609
Map Reference	MB66 PG181&181A
Instrument Date	Oct 21, 2017
Instrument	4696-609
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 ROWLAND DR, RICHLANDS, NC 28574-8458

Mortgage

Document Number	4696614
Date	Nov 2, 2017
Instrument	4696-614

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 249 Rowland Dr was $1,231.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,231.00	$254,014 (+35.09%) Land $58,500 Building $195,514	$254,014 (+35.09%) Land $58,500 Building $195,514
2025	$1,231.00	$188,040 Land $32,000 Building $156,040	$188,040 Land $32,000 Building $156,040
2023	$1,231.00	$188,040 Land $32,000 Building $156,040	$188,040 Land $32,000 Building $156,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Rowland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Rowland Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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