249 River Rd, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 249 River Rd, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1950
Lot Size	0.551 acres (24,026 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2026)
Tax Bill	$1,704 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`54 2 3-11A`

Property Details

APN / Parcel Number

Primary APN	`54 2 3-11A`
Alternative APN	`324051`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,026 sqft (0.551 acres)
Garage Area	396 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	324051
Street Address	249 RIVER RD
City	WAYNESBORO
State	VA
Zip	22980-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	BLOCK 3 LOT 11A RIVER SHORES
Legal Subdivision	RIVER SHORES
Legal Block	3
Legal Lot Number	11A
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	2
Census Block	2001
Census Tract	3500

Owner

Source: Waynesboro City records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 RIVER RD, WAYNESBORO, VA 22980-5514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Document Number	20261897
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Jul 31, 2026
Property Address	249 RIVER RD, WAYNESBORO, VA 22980-5514
Document Number	0000001897
Instrument Date	Jul 31, 2026
Instrument	20261897
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12,120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 RIVER RD, WAYNESBORO, VA 22980-5514

Mortgage

Document Number	0000001898,
Date	Jul 31, 2026
Instrument	20261898

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000001899,
Date	Jul 31, 2026
Instrument	20261899

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Sep 1, 2026
Property Address	249 RIVER RD, WAYNESBORO, VA 22980-5514
Document Number	0000002184
Instrument Date	Jul 31, 2026
Instrument	20262184
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 ANTRIM RD, FISHERSVILLE, VA 22939-2218

Mortgage

Document Number	0000002184,
Date	Sep 1, 2026
Instrument	20262184

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,704.00 (+6.1%)	$195,900 (-) Land $47,000 Building $148,900	$195,900 (-) Land $47,000 Building $148,900
2025	$1,606.00 (+34.84%)	$195,900 (+26.55%) Land $47,000 Building $148,900	$195,900 (+26.55%) Land $47,000 Building $148,900
2023	$1,191.00	$154,800 Land $46,400 Building $108,400	$154,800 Land $46,400 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	131 (1979–2015)
Claims Outside the SFHA	17 of 131
Most Recent Claim	Sep 2015 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 19 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 22 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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