249 Plains Rd, Haddam, CT 06438 Property Records

Haddam Town property record for 249 Plains Rd, Haddam, CT 06438

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,352 sqft · built 1994
Lot Size	4.28 acres (186,437 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2017)
Tax Bill	$9,075 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HADD M:50 B:010`

Property Details

APN / Parcel Number

Primary APN	`HADD M:50 B:010`
Alternative APN	`P0482000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	4,632 sqft
Basement Area	1,176 sqft
Unfinished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	186,437 sqft (4.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P0482000
Street Address	249 PLAINS RD
City	HADDAM
State	CT
Zip	06438-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	10
Jurisdiction	HADDAM CT
Township / Civil Division	HADDAM
Census Block Group	3
Census Block	3031
Census Tract	590101

Owner

249 Plains Rd is owned and occupied by an individual who bought it in June 2017.

Source: Haddam Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	249 PLAINS RD, HADDAM, CT 06438-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Jun 20, 2017	Warranty Deed, Transfer UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2017 · Amount on File
Deed Sale	Jun 20, 2017 · Amount on File
Deed Document Number	20172016001447
Deed Book / Page	385 / 409
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADDAM CT
Property Address	249 PLAINS RD, HADDAM, CT 06438-1235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	403-68
Date	Sep 30, 2020
Book Page	403/68
Instrument	2020210455

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADDAM CT
Recording Date	Jun 20, 2017
Property Address	249 PLAINS RD, HADDAM, CT 06438-1235
Document Number	385-409
Book / Page	385 / 409
Instrument	2016001447
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3850413
Date	Jun 20, 2017
Instrument	00385/0413

Lender

Name	UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 249 Plains Rd was $9,075, up 11.2% from the year before.

Source: Haddam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Haddam Town
Unified School District	Regional School District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,075.00 (+11.17%)	$363,300 (+52.88%) Land $64,260 Building $299,040	$520,210 (+212.74%)
2025	$8,163.00	$237,630 Land $64,320 Building $173,310	$166,341 Land $45,024 Building $121,317
2024	$8,163.00 (+1.42%)
2023	$8,049.00 (+4.76%)	$237,630 (-) Land $64,320 Building $173,310
2022	$7,683.00	$237,630 Land $64,320 Building $173,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Plains Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Plains Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plains Rd

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