249 Pizarro Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 249 Pizarro Rd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,125 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$319,900 (Jul 2019)
Tax Bill	$6,999 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`182902-0800`

Property Details

APN / Parcel Number

Primary APN	`182902-0800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	1,575 sqft
1st Floor Area	1,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	15 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	249 PIZARRO RD
City	SAINT AUGUSTINE
State	FL
Zip	32080-7371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	11-46,47 TREASURE BCH 3RD ADDN LOT 80 BLK 2 OR4752/273
Legal Range	30E
Legal Township	08S
Legal Section	27
Legal Subdivision	TREASURE BEACH THIRD ADDITION
Legal Block	2
Legal Lot Number	80
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	21404

Owner

249 Pizarro Rd is owned and occupied by an individual who bought it in July 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	249 PIZARRO RD, SAINT AUGUSTINE, FL 32080-7371
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BENJAMIN F LORANGER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Prior Sale	Sep 30, 2013 · Amount on File
Deed Document Number	201947185
Deed Book / Page	4752 / 273
Prior Transfer Date	Sep 27, 2013
Prior Transfer Doc	0038451956
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	249 PIZARRO RD, SAINT AUGUSTINE, FL 32080-7371
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 A1A S 122, 122, SAINT AUGUSTINE, FL 32080-6509

Mortgage

Document Number	0055260050
Date	Mar 29, 2022
Book Page	5526/50
Instrument	2022032959

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 2, 2019
Property Address	249 PIZARRO RD, SAINT AUGUSTINE, FL 32080-7371
Document Number	0047520273
Book / Page	004752 / 000273
Instrument Date	Jun 28, 2019
Instrument	47185
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,239.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 PIZARRO RD ST AUGUSTINE FL 320807371, ST AUGUSTINE, FL 32080-7371

Mortgage

Document Number	47520275
Date	Jul 2, 2019
Book Page	004752/000275
Instrument	47186

Lender

Name	BENJAMIN F LORANGER
Address	242 PIZARRO RD, ST AUGUSTINE, FL 32080-7316
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 249 Pizarro Rd was $6,999, up 95.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,791 (-39.83%)	$449,055 (+0.14%) Land $265,000 Building $184,055
2025	$6,999.00 (+95.89%)	$448,411	$448,411 Land $278,000 Building $170,411
2024	$3,573.00 (+1.39%)
2023	$3,524.00 (+2.09%) Homeowner's exemption	$247,858 (+3%)	$420,591 (+12.67%) Land $257,600 Building $162,991
2022	$3,452.00 Homeowner's exemption	$240,639	$373,286 Land $173,600 Building $199,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Pizarro Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 396 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	452 units insured incl. 56 condo units
Nearby Flood Claims	576 (1982–2025)
Claims Outside the SFHA	6 of 576
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irma, Oct 2017 · 90 claims Hurricane Matthew, Oct 2016 · 354 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Pizarro Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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