249 Pine Mountain Trl, Brevard, NC 28712 Property Records

Transylvania County property record for 249 Pine Mountain Trl, Brevard, NC 28712

Property Summary

Property Type	Commercial
Details	3 bd · 3.5 ba · 4,633 sqft · built 2002
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Trust Names on Record
Last Sale	$960,000 (Sep 2021)
Tax Bill	$5,827 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8587-80-7116-000`

Property Details

APN / Parcel Number

Primary APN	`8587-80-7116-000`
Alternative APN	`70538850`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,633 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2011
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	19,166 sqft (0.44 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70538850
Street Address	249 PINE MOUNTAIN TRL
City	BREVARD
State	NC
Zip	28712-3093
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	M1 MOUNTAINSIDE HOMES 1.44
Legal Subdivision	MOUNTAINSIDE HOMES
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	2
Census Block	2022
Census Tract	960202

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	249 PINE MOUNTAIN TRL, BREVARD, NC 28712-3093
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	20216807
Deed Book / Page	999 / 544
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	249 PINE MOUNTAIN TRL, BREVARD, NC 28712-3093
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 PINE MOUNTAIN TRL, BREVARD, NC 28712-3093

Mortgage

Document Number	0010940401
Date	Oct 16, 2023
Book Page	1094/401
Instrument	2023005036

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BREVARD, NC 28712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Sep 3, 2021
Property Address	249 PINE MOUNTAIN TRL, BREVARD, NC 28712-3093
Document Number	0009990544
Book / Page	999 / 544
Map Reference	MB 16 SL 539
Instrument Date	Aug 31, 2021
Instrument	2021006807
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 CLOCK TOWER LN, 41, BREVARD, NC 28712-4192

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	14 LIGHT CAHILL CT, BILTMORE LAKE, NC 28715-9521

Mortgage

Document Number	2021006809
Date	Sep 3, 2021
Instrument	2021006809

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,827.00	$1,419,610 (-) Land $120,000 Building $1,299,610	$1,419,610 (-) Land $120,000 Building $1,299,610
2025	$5,827.00 (+18.46%)	$1,419,610 (+74.08%) Land $120,000 Building $1,299,610	$1,419,610 (+74.08%) Land $120,000 Building $1,299,610
2023	$4,919.00	$815,470 Land $120,000 Building $695,470	$815,470 Land $120,000 Building $695,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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