249 Pennington Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 249 Pennington Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,831 sqft · built 1979
Lot Size	0.82 acres (35,719 sqft)
Owner	Trust Name on File
Last Sale	$550,000 (Dec 2011)
Tax Bill	$10,484 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21T-11-0150`

Property Details

APN / Parcel Number

Primary APN	`21T-11-0150`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,831 sqft Living Area
Gross Area	5,137 sqft
1st Floor Area	1,364 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	161 ft deep x 148 ft wide
Garage Type	Attached
Garage Area	1,306 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Patio Area	368 sqft
Balcony Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	249 PENNINGTON LN
City	CHESTERFIELD
State	MO
Zip	63005-6915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	87A
Legal Description	FOREST HILLS CLUB ESTATES AREA 6
Legal Subdivision	FOREST HILLS CLUB ESTATES AREA 6
Legal Lot Number	407
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3018
Census Tract	221626

Owner

249 Pennington Ln is owner-occupied and held in a trust since December 2011.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	249 PENNINGTON LN, CHESTERFIELD, MO 63005-6915
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2011 · Amount on File
Deed Sale	Dec 20, 2011 · Amount on File
Deed Document Number	2011373
Deed Book / Page	19786 / 498
Prior Transfer Date	Dec 21, 2007
Prior Transfer Doc	0178122073
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	249 PENNINGTON LN, CHESTERFIELD, MO 63005-6915
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 PENNINGTON LN, CHESTERFIELD, MO 63005-6915
Investor	Possibly a Property Investor

Mortgage

Document Number	2023041300129
Date	Apr 13, 2023
Instrument	2023041300129

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	249 PENNINGTON LN, CHESTERFIELD, MO 63005-6915
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0247324598
Date	Mar 18, 2021
Book Page	24732/4598
Instrument	2021031800237

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 249 Pennington Ln was $10,484, up 3.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clarkson Valley City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,260 (-) Land $51,910 Building $99,350	$796,100 (-) Land $273,200 Building $522,900
2025	$10,484.00 (+3.95%)	$151,260 Land $51,910 Building $99,350	$796,100 Land $273,200 Building $522,900
2024	$10,086.00 (+0.09%)
2023	$10,077.00 (+12.09%)	$142,500 (+20.34%) Land $44,970 Building $97,530	$750,000 Land $236,700 Building $513,300
2022	$8,990.00	$118,410 Land $44,970 Building $73,440
2021			$623,200 Land $236,700 Building $386,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 249 Pennington Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Pennington Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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