Rhea County property record for 249 Oak St, Dayton, TN 37321
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,061 sqft · built 1938 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Feb 2016) |
| Tax Bill | $602 (2021) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072090H C 01100 |
| Primary APN | 072090H C 01100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,061 sqft Living Area |
| 1st Floor Area | 1,061 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 84 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 249 OAK ST |
|---|---|
| City | DAYTON |
| State | TN |
| Zip | 37321-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 3; SUBDIVISION: MITCHELL ADD; BLOCK: D |
| Legal Subdivision | MITCHELL ADDN |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 975401 |
Source: Rhea County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 249 OAK ST, DAYTON, TN 37321-1055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2016 · Amount on Record |
| Deed Sale | Feb 29, 2016 · Amount on Record |
| Prior Sale | Nov 19, 2013 · Amount on Record |
| Deed Document Number | 201669913 |
| Deed Book / Page | 447 / 582 |
| Transfer Doc | 0003080165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 249 OAK ST, DAYTON, TN 37321-1055 |
| Document Number | 0000002955 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 249 OAK ST DAYTON TN 373211055, DAYTON, TN 37321-1055 |
| Document Number | 0000002955 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 000632/000287 |
| Instrument | 2955 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 29, 2045 |
Source: Rhea County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Municipality | Dayton City |
| Elementary School District | Dayton City Elementary School District (PK - 08) |
| Secondary School District | Rhea County School District in Dayton (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,100 (+93.64%) Land $7,500 Building $33,600 | ||
| 2024 | $164,400 (+93.64%) Land $30,000 Building $134,400 | ||
| 2022 | $21,225 Land $2,850 Building $18,375 | $84,900 Land $11,400 Building $73,500 | |
| 2021 | $602.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON WATER DEPT serves 25,054 people · EPA ID TN0000174 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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