249 N Central St, Gilman, IL 60938 Property Records

Iroquois County property record for 249 N Central St, Gilman, IL 60938

Property Summary

Property Type	Office Building
Lot Size	0.172 acres (7,519 sqft)
Owner	Individual Name on Record
Last Sale	$157,200 (Apr 2021)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17 31 355 001`

Property Details

APN / Parcel Number

Primary APN	`17 31 355 001`

Exterior

Lot Area	7,519 sqft (0.172 acres)

Location & Zoning

Street Address	249 N CENTRAL ST
City	GILMAN
State	IL
Zip	60938-1218
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	L1 & N2 LT 2 BLK 59
Legal Subdivision	DENT & MOSHERS SECOND ADDITION
Legal Block	59
Legal Lot Number	2
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1083
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX B, ONARGA, IL 60955-0169
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit FEDERATED BANK
Apr 30, 2021	Warranty Deed, Transfer · Line of Credit FEDERATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	20211749
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	249 N CENTRAL ST, GILMAN, IL 60938-1218
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	NOT AVAILABLE, IROGUERIS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 WESTERN AVE, PARK FOREST, IL 60466-1814

Mortgage

Document Number	00021R4288
Date	Oct 15, 2021
Instrument	21R4288

Lender

Name	FEDERATED BANK
Type	Bank
Address	IROQUOIS, IL 60945

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2026

Interest

Rate	5%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Apr 30, 2021
Property Address	249 N CENTRAL ST, GILMAN, IL 60938-1218
Document Number	00021R1749
Instrument Date	Apr 30, 2021
Instrument	21R1749
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 N HAMILTON ST, GILMAN, IL 60938-1037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 WESTERN AVE, PARK FOREST, IL 60466-1814
Investor	Possibly a Property Investor

Mortgage

Document Number	00021R1750
Date	Apr 30, 2021
Instrument	21R1750

Lender

Name	FEDERATED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Apr 30, 2026

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (-1.83%)	$31,000 (-) Land $1,000 Building $30,000	$93,000 (-) Land $3,000 Building $90,000
2022	$2,461.00	$31,000 Land $1,000 Building $30,000	$93,000 Land $3,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILMAN serves 1,793 people · EPA ID IL0750450
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon, Watch TV.

Nearby Properties on N Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures